短duan期qi重zhong疾ji險xian和he長chang期qi重zhong疾ji險xian，買mai哪na個ge更geng好hao，我wo們men拿na兩liang款kuan產chan品pin做zuo一yi下xia比bi較jiao，短duan期qi重zhong疾ji以yi微wei醫yi保bao重zhong疾ji為wei代dai表biao，長chang期qi重zhong疾ji派pai出chu百bai年nian某mou惠hui保bao，假jia設she小xiao明ming今jin年nian30歲
，性別為男性，保險保額10萬
，他要保到70歲，那麼百年某惠保繳費30...

　　相xiang信xin對dui於yu投tou保bao重zhong疾ji險xian的de人ren來lai說shuo，對dui於yu重zhong疾ji險xian都dou不bu陌mo生sheng
，特te別bie是shi一yi年nian期qi重zhong疾ji險xian，是shi很hen多duo人ren比bi較jiao喜xi歡huan投tou保bao的de保bao險xian產chan品pin之zhi一yi，原yuan因yin就jiu是shi因yin為wei它ta物wu美mei價jia廉lian，作zuo為wei一yi年nian期qi的de消xiao費fei型xing重zhong疾ji險xian，保bao障zhang是shi肯ken定ding的de
，那na麼me相xiang對dui比bi長chang期qi重zhong疾ji險xian來lai說shuo呢ne
，...

　　zhongjixiandeneirongshibijiaoduo
，yebijiaofansuode，xiangguandegainianhenduo，baokuoxianzaishimianshangdebaoxianchanpinyeshicengchubuqiong
，shejideneirongyebijiaoduo，toubaodeyuanzeyeshibijiaofuzade。zhiqianyoupengyouwenduobaoyudingqizhongjixianyaoruhetoubao
，namejiuxiannadingqizhongjixian...

有(you)不(bu)少(shao)人(ren)在(zai)年(nian)輕(qing)時(shi)對(dui)保(bao)險(xian)熟(shu)視(shi)無(wu)睹(du)，等(deng)到(dao)身(shen)體(ti)機(ji)能(neng)指(zhi)標(biao)都(dou)下(xia)滑(hua)時(shi)，就(jiu)想(xiang)起(qi)了(le)保(bao)單(dan)的(de)重(zhong)要(yao)性(xing)。可(ke)殊(shu)不(bu)知(zhi)，目(mu)前(qian)市(shi)麵(mian)上(shang)的(de)健(jian)康(kang)保(bao)險(xian)對(dui)於(yu)人(ren)群(qun)的(de)年(nian)齡(ling)是(shi)有(you)限(xian)製(zhi)的(de)，老(lao)人(ren)一(yi)般(ban)在(zai)投(tou)保(bao)健(jian)康(kang)保(bao)險(xian)時(shi)

，會(hui)出(chu)現(xian)拒(ju)保(bao)、保費倒掛的現象。不過

，市麵...