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投保人的健康告知有哪幾種 為什麼要如實告知?
dajiazaigoumaijiankangxiandeshihoudouhuiyudaodeyijianshi,yeshigoumaichenggongdeyigeqianti,najiushijiankanggaozhi。henduorenzhidaojiankanggaozhihenzhongyao,danshiquebuzhidaojiankanggaozhiyoujizhong,weishenmeyaorushigaozhi?jintianjiurangduobaoyuxiaobiangeidajialaijiandanfenxiyixia。 一、...
時間:2026-04-07 20:13:06
保險公司能不能查到被保人的病史 在健康告知時需要全部說嗎?
最近有讀者朋友來向小編詢問“最(zui)近(jin)想(xiang)買(mai)一(yi)份(fen)醫(yi)療(liao)險(xian),但(dan)是(shi)不(bu)知(zhi)道(dao)該(gai)怎(zen)麼(me)投(tou)保(bao),在(zai)健(jian)康(kang)告(gao)知(zhi)的(de)時(shi)候(hou)需(xu)不(bu)需(xu)要(yao)把(ba)之(zhi)前(qian)所(suo)有(you)的(de)病(bing)史(shi)都(dou)說(shuo)一(yi)遍(bian),怕(pa)被(bei)查(zha)到(dao)之(zhi)前(qian)有(you)生(sheng)病(bing),最(zui)後(hou)不(bu)能(neng)理(li)賠(pei)。”其實關於這點,大家可以盡管放心,保險公司查人...
時間:2026-04-07 20:13:06
重疾險在發生理賠後還能再次購買嗎 不同的保險產品可以嗎?
dajiadouzhidaoyiwaixianzaifashengyiwaihoushikeyizaicigoumaide,birufashengchehuo,qijianchanshengdeyiyaofeishikeyibaoxiaode,zhihouzaicixubaoyebuhuiyouwenti。namewentilaile,ruguofashengzhongjixianlipeishigu,hainengzaicigoumaizhongjixianma?butongdebaoxianchanpinkeyima?gan...
時間:2026-04-07 20:13:06
哪些保險產品可以報銷門診費用?
大da家jia都dou知zhi道dao百bai萬wan醫yi療liao險xian雖sui然ran性xing價jia比bi非fei常chang高gao,但dan是shi同tong樣yang的de,它ta的de理li賠pei門men檻kan也ye相xiang當dang的de高gao。有you著zhe一yi萬wan的de免mian賠pei額e限xian製zhi,隻zhi有you超chao過guo這zhe個ge金jin額e的de部bu分fen才cai能neng獲huo得de理li賠pei,所suo以yi簡jian單dan地di說shuo,隻zhi有you一yi些xie重zhong大da疾ji病bing或huo者zhe重zhong大da意yi外wai事shi故gu才cai可ke以yi獲huo得de理li賠pei,日ri常chang的de...
時間:2026-04-07 20:13:06
健康告知填寫錯誤有什麼後果 需要注意哪些問題?
xianzaisuizhexiaofeizhebaoxianyishidezhujianzengqiang,henduorenzaigoumaibaoxianchanpinshanggengjiadaiyouzhudongxing,danshizaigoumaibaoxianchanpindeshihouyehuiyudaogezhonggeyangdewenti,birushuozaigoumaijiankangxiandeshihouyudaodejiankanggaozhiwenti。jiuhuiyoubufenrenyinweibudongruhetianxie,daozhizui...
時間:2026-04-07 20:13:06
帶病可以購買保險產品嗎 腸胃病可以嗎?
大da家jia都dou知zhi道dao買mai重zhong疾ji險xian還hai有you醫yi療liao險xian的de時shi候hou,都dou是shi需xu要yao進jin行xing健jian康kang告gao知zhi的de,如ru果guo患huan有you重zhong疾ji是shi無wu法fa通tong過guo告gao知zhi的de,也ye就jiu不bu能neng購gou買mai保bao險xian產chan品pin。但dan是shi需xu要yao注zhu意yi的de是shi,並bing不bu是shi說shuo所suo有you疾ji病bing都dou不bu能neng通tong過guo健jian康kang告gao知zhi,還hai是shi有you很hen多duo情qing況kuang下xia是shi可ke以yi投tou保bao的de,那na麼me...
時間:2026-04-07 20:13:06
即將停售的保險產品到底好不好 可以買嗎?
dajiazaigoumaibaoxianchanpindeshihou,jingchanghuikandaohuozhetingdaomoukuanbaoxianchanpinyouyumaidetaihao,yaotingshoudexiaoxi,cuoguojiuzaiyemaibudaole。henduoxiaofeizhejiuchongzhezhegexuetouqugoumaichanpin,zuihoumaicuodaozhituibao。namejijiangtingshoudebaoxianchanpinzhendejiubunengmaima?qishi...
時間:2026-04-07 20:13:06
醫療險在續保的時候還需要健康告知嗎?
shimianshangdabufendeyiliaoxianheyiwaixiandoushiduanqidebaoxianchanpin,zhiyouduanduanyiniandebaoqi,zaibaoxianqimanhoujiuxuyaoxubao。danshiyiwaixianheyiliaoxianyouyigehendadebutong,najiushizaitoubaoshibuxuyaojiankanggaozhi,jibiandaiyoujibingyenengtoubao。namezhelijiuyouyigewenti...
時間:2026-04-07 20:13:06
購買保險產品是越貴越好還是越便宜越好 應該怎麼買?
很多人覺得購買保險和購買一般的商品之間就沒有什麼兩樣,有的人覺得一份價錢一份貨,購買貴得產品肯定是好的;有的人則覺得保險產品功能都差不多,買最便宜的就夠了。但其實保險產品的購買並不是說越貴越好或者說越...
時間:2026-04-07 20:13:06
22歲的年輕人適合買哪些保險產品 在購買時又需要注意什麼問題?
22歲sui正zheng值zhi人ren生sheng的de最zui好hao年nian華hua,是shi走zou入ru社she會hui的de第di一yi步bu,雖sui然ran有you很hen多duo的de拚pin勁jin,但dan是shi也ye沒mei有you什shen麼me積ji蓄xu。最zui近jin有you很hen多duo年nian輕qing的de朋peng友you開kai始shi谘zi詢xun小xiao編bian我wo,像xiang他ta們men這zhe個ge年nian紀ji,如ru果guo買mai保bao險xian的de話hua可ke以yi買mai哪na些xie保bao險xian產chan品pin。在zai購gou買mai的de時shi候hou又you需xu要yao注zhu意yi哪na些xie?今jin...
時間:2026-04-07 20:13:06
投保案例分析:為什麼要購買保險產品?
很hen多duo人ren覺jiao得de買mai商shang業ye保bao險xian其qi實shi就jiu是shi浪lang費fei錢qian,自zi己ji健jian健jian康kang康kang的de,也ye沒mei有you遺yi傳chuan病bing,即ji使shi說shuo之zhi後hou不bu幸xing患huan上shang重zhong大da疾ji病bing,治zhi療liao費fei用yong也ye可ke以yi用yong社she保bao報bao銷xiao一yi大da部bu分fen,完wan全quan不bu需xu要yao再zai掏tao錢qian去qu買mai商shang業ye保bao險xian。抱bao著zhe這zhe種zhong想xiang法fa的de人ren,小xiao編bian建jian議yi最zui好hao看kan看kan下xia麵mian這zhe篇pian...
時間:2026-04-07 20:13:06
保險健康告知隻有通過和拒保兩種嗎 有哪幾種核保結論
購gou買mai健jian康kang險xian的de時shi候hou大da家jia應ying該gai都dou會hui接jie觸chu到dao健jian康kang告gao知zhi,隻zhi有you通tong過guo健jian康kang告gao知zhi才cai能neng投tou保bao,但dan是shi很hen多duo人ren不bu知zhi道dao即ji便bian身shen體ti有you異yi常chang也ye可ke以yi購gou買mai保bao險xian,保bao險xian健jian康kang告gao知zhi並bing不bu隻zhi有you通tong過guo和he拒ju保bao兩liang種zhong。還hai有you很hen多duo核he保bao結jie論lun,具ju體ti來lai了le解jie一yi下xia。 一、什麼叫...
時間:2026-04-07 20:13:06
保險產品在離婚後是否需要分割嗎 該怎麼分?
大家都知道夫妻的共同財產在離婚的時候是需要分割的,比如房子、chezidengdouxuyaojinxingmingquedefenge,suoyihenduoshihoulihunxuyaodecailiaoyaobijiehunduodeduo。weilezijidecaichanbubeifengeyushihenduorendouhuiyongbaoxianzuozichangelilaishitutaobifenge,dan...
時間:2026-04-07 20:13:06
健康告知有什麼用 違反後又有什麼後果?
xianzaiyouyudajiadebaoxianyishikaishitisheng,henduorendoukaishigoumaiqilebaoxianchanpin,qizhongxiaoliangzuihaodejiushijiankangxian,bijinghuanshangjibinghou,zhiliaofeiyongdoushikaotajinxingbaoxiaode。danshizaitoubaojiankangxiandeshihou,henduorendoufaxianlezhemeyidian,bixuyaotongguojiankanggaozhicai...
時間:2026-04-07 20:13:06
老年人可以買哪些保險產品 購買時需要注意些什麼?
老(lao)年(nian)人(ren)由(you)於(yu)上(shang)了(le)年(nian)紀(ji),身(shen)體(ti)狀(zhuang)況(kuang)不(bu)是(shi)特(te)別(bie)好(hao),所(suo)以(yi)非(fei)常(chang)需(xu)要(yao)保(bao)險(xian)產(chan)品(pin)的(de)保(bao)障(zhang),但(dan)也(ye)由(you)於(yu)風(feng)險(xian)過(guo)大(da),很(hen)多(duo)保(bao)險(xian)產(chan)品(pin)都(dou)對(dui)老(lao)年(nian)人(ren)關(guan)上(shang)了(le)大(da)門(men)。那(na)麼(me)問(wen)題(ti)就(jiu)來(lai)了(le),究(jiu)竟(jing)老(lao)年(nian)人(ren)可(ke)以(yi)購(gou)買(mai)哪(na)些(xie)保(bao)險(xian)產(chan)品(pin)呢(ne)?在(zai)購(gou)買(mai)時(shi)有(you)需(xu)要(yao)注(zhu)意(yi)什(shen)麼(me)呢(ne)? ...
時間:2026-04-07 20:13:06
消費型保險產品靠不靠譜 有什麼優點?
現xian在zai很hen多duo人ren都dou開kai始shi關guan注zhu起qi保bao險xian這zhe個ge行xing業ye,但dan是shi由you於yu接jie觸chu的de時shi間jian比bi較jiao短duan,很hen多duo人ren對dui於yu保bao險xian的de專zhuan業ye名ming詞ci還hai是shi非fei常chang不bu熟shu悉xi的de,比bi如ru消xiao費fei型xing保bao險xian到dao底di是shi什shen麼me樣yang子zi的de產chan品pin,有you什shen麼me優you點dian?靠kao不bu靠kao譜pu?下xia麵mian就jiu跟gen多duo保bao魚yu小xiao編bian一yi起qi了le解jie一yi下xia。 一...
時間:2026-04-07 20:13:06
帶病投保很難買到保險產品,那麼亞健康能買到嗎?
現(xian)代(dai)人(ren)由(you)於(yu)生(sheng)活(huo)和(he)工(gong)作(zuo)的(de)壓(ya)力(li)比(bi)較(jiao)大(da),很(hen)多(duo)人(ren)的(de)身(shen)體(ti)都(dou)並(bing)不(bu)健(jian)康(kang),處(chu)於(yu)亞(ya)健(jian)康(kang)狀(zhuang)態(tai)。比(bi)如(ru)長(chang)時(shi)間(jian)的(de)加(jia)班(ban),容(rong)易(yi)導(dao)致(zhi)脫(tuo)發(fa),身(shen)體(ti)抵(di)抗(kang)力(li)下(xia)降(jiang)等(deng)問(wen)題(ti),於(yu)是(shi)很(hen)多(duo)人(ren)想(xiang)到(dao)了(le)購(gou)買(mai)保(bao)險(xian)來(lai)避(bi)免(mian)風(feng)險(xian)。但(dan)是(shi)在(zai)購(gou)買(mai)保(bao)險(xian)產(chan)品(pin)時(shi),第(di)一(yi)關(guan)就(jiu)是(shi)健(jian)康(kang)...
時間:2026-04-07 20:13:06
為什麼網上的保險產品價格都比線下的要便宜?
現xian在zai隨sui著zhe互hu聯lian網wang的de發fa展zhan,給gei各ge個ge行xing業ye都dou帶dai來lai很hen多duo機ji會hui,其qi中zhong舊jiu有you保bao險xian行xing業ye。現xian在zai很hen多duo保bao險xian公gong司si都dou在zai網wang上shang設she立li了le專zhuan門men的de購gou買mai網wang點dian,隻zhi要yao有you網wang,隨sui時shi隨sui地di都dou可ke以yi投tou保bao。但dan是shi最zui近jin就jiu有you眼yan尖jian的de朋peng友you發fa現xian,同tong家jia保bao險xian公gong司si,同tong樣yang是shi重zhong疾ji險xian,為wei...
時間:2026-04-07 20:13:06
健康告知真的很重要嗎?保險合同需要認真對待嗎?
henduopengyoudouyoumaibaoxiandeyishi,yeleyiqumaibaoxian,danshitoubaodeshihouhendayi,suibianmaileyifenfangzainalijiubuguanle,yizhichuxianxuyaolipeideshihou,caifaxianzijitoubaodeshihoumeiyourushigaozhishentijiankangqingkuanghuozhemeiyouzaixikanbaoxiandehetongneirong,yaozhidaozhe...
時間:2026-04-07 20:13:06
保險產品為什麼會停售 停售後還能不能續保?
現(xian)在(zai)的(de)保(bao)險(xian)市(shi)場(chang)上(shang),見(jian)到(dao)的(de)都(dou)是(shi)最(zui)近(jin)幾(ji)年(nian)新(xin)出(chu)的(de)保(bao)險(xian)產(chan)品(pin),功(gong)能(neng)多(duo)樣(yang),幾(ji)乎(hu)見(jian)不(bu)到(dao)之(zhi)前(qian)的(de)老(lao)產(chan)品(pin),這(zhe)是(shi)為(wei)什(shen)麼(me)呢(ne)?答(da)案(an)其(qi)實(shi)很(hen)簡(jian)單(dan),老(lao)產(chan)品(pin)沒(mei)有(you)競(jing)爭(zheng)力(li),跟(gen)現(xian)在(zai)市(shi)麵(mian)上(shang)的(de)這(zhe)些(xie)個(ge)功(gong)能(neng)多(duo)樣(yang)化(hua)的(de)產(chan)品(pin)相(xiang)比(bi)是(shi)絕(jue)對(dui)贏(ying)不(bu)了(le)的(de),有(you)的(de)還(hai)在(zai),...
時間:2026-04-07 20:13:06