很多時候,消費者不能投保的因素或者無法理賠的原因都會因為健康告知(在投保後發現自己患上疾病),但是現在隨著小夥伴們保險意識的增加,補充告知成了很多人的首選,
一、需要提供什麼資料
既然是補充健康告知...
時間:2026-04-09 00:15:32
健(jian)康(kang)告(gao)知(zhi)是(shi)購(gou)買(mai)健(jian)康(kang)險(xian)的(de)第(di)一(yi)步(bu),隻(zhi)有(you)成(cheng)功(gong)通(tong)過(guo)健(jian)康(kang)告(gao)知(zhi),才(cai)可(ke)以(yi)投(tou)保(bao)。雖(sui)然(ran)說(shuo)健(jian)康(kang)告(gao)知(zhi)的(de)填(tian)寫(xie)比(bi)較(jiao)容(rong)易(yi),但(dan)是(shi)還(hai)是(shi)有(you)很(hen)多(duo)人(ren)填(tian)錯(cuo)導(dao)致(zhi)無(wu)法(fa)投(tou)保(bao),今(jin)天(tian)多(duo)保(bao)魚(yu)小(xiao)編(bian)就(jiu)整(zheng)理(li)了(le)幾(ji)個(ge)這(zhe)類(lei)問(wen)題(ti),看(kan)看(kan)如(ru)何(he)解(jie)決(jue)!
1.投保前做體檢
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時間:2026-04-09 00:15:32
在(zai)購(gou)買(mai)商(shang)業(ye)保(bao)險(xian)的(de)時(shi)候(hou),我(wo)們(men)遇(yu)到(dao)的(de)第(di)一(yi)個(ge)門(men)檻(kan)就(jiu)是(shi)健(jian)康(kang)告(gao)知(zhi),如(ru)果(guo)健(jian)康(kang)告(gao)知(zhi)不(bu)合(he)格(ge),很(hen)有(you)可(ke)能(neng)會(hui)被(bei)拒(ju)保(bao)。也(ye)正(zheng)是(shi)因(yin)為(wei)有(you)拒(ju)保(bao)的(de)風(feng)險(xian),有(you)很(hen)多(duo)讀(du)者(zhe)來(lai)問(wen)小(xiao)編(bian)我(wo),健(jian)康(kang)告(gao)知(zhi)能(neng)不(bu)能(neng)隱(yin)瞞(man),或(huo)者(zhe)說(shuo)在(zai)體(ti)檢(jian)時(shi)去(qu)一(yi)些(xie)不(bu)正(zheng)規(gui)的(de)醫(yi)院(yuan)體(ti)檢(jian),從(cong)...
時間:2026-04-09 00:15:32
健jian康kang告gao知zhi是shi買mai保bao險xian產chan品pin的de第di一yi道dao門men檻kan,很hen多duo人ren都dou卡ka在zai這zhe上shang麵mian,有you的de人ren是shi因yin為wei身shen體ti有you異yi常chang無wu法fa通tong過guo,而er有you的de人ren則ze是shi因yin為wei不bu重zhong視shi,隨sui便bian填tian寫xie導dao致zhi無wu法fa通tong過guo。那na麼me健jian康kang告gao知zhi應ying該gai怎zen麼me填tian寫xie才cai不bu會hui錯cuo呢ne?下xia麵mian就jiu跟gen多duo保bao魚yu小xiao編bian一yi起qi來lai了le解jie一yi下xia...
時間:2026-04-09 00:15:32
健jian康kang告gao知zhi在zai我wo們men投tou保bao時shi經jing常chang能neng看kan到dao,很hen多duo人ren覺jiao得de健jian康kang告gao知zhi就jiu隻zhi是shi一yi個ge填tian表biao格ge,隨sui便bian填tian一yi填tian就jiu夠gou了le。但dan其qi實shi並bing不bu是shi,健jian康kang告gao知zhi的de通tong過guo與yu否fou是shi能neng直zhi接jie影ying響xiang到dao保bao險xian核he保bao的de一yi個ge因yin素su,因yin此ci健jian康kang告gao知zhi是shi投tou保bao過guo程cheng中zhong非fei常chang重zhong要yao的de一yi個ge環huan節jie,千qian萬wan...
時間:2026-04-09 00:15:32
maibaoxianzuizhongyaodeshenmene?dangranjiushiqiandinghetongle。baoxianshuodaodishiyigeheyuechanpin,zhiyaobuweigui,baoxianhetongdefalvxiaoyingjiuyizhizai,shuangfangdouyaozunshouhetongshangdetiaogui。wunaideshi,henduorendoubudongqukanhetong,huozhegenbenkanbudonghetong。bijingbaoxianhetongmi...
時間:2026-04-09 00:15:32
maibaoxian,shuodaodijiushimaileyifenbaoxianhetonghuijia,ruguobaoxianhetongkanbudong,nashifeichangchikuide,jintianxiaobianjiutongguojiandanjibujiaoniqingsonggaodingbaoxianhetong,zaiyebupamianduizheben“天書”望而卻步抓耳撓腮了。
一、保單基本信息
保險合同又稱之為...
時間:2026-04-09 00:15:32
我(wo)們(men)購(gou)買(mai)保(bao)險(xian)時(shi),需(xu)要(yao)通(tong)過(guo)的(de)第(di)一(yi)個(ge)門(men)檻(kan)就(jiu)是(shi)填(tian)寫(xie)健(jian)康(kang)告(gao)知(zhi),隻(zhi)有(you)通(tong)過(guo)健(jian)康(kang)告(gao)知(zhi)才(cai)有(you)可(ke)能(neng)成(cheng)功(gong)投(tou)保(bao)。那(na)麼(me)健(jian)康(kang)告(gao)知(zhi)存(cun)在(zai)的(de)意(yi)義(yi)到(dao)底(di)是(shi)什(shen)麼(me)呢(ne)?在(zai)投(tou)保(bao)時(shi)我(wo)們(men)應(ying)該(gai)怎(zen)麼(me)填(tian)寫(xie)健(jian)康(kang)告(gao)知(zhi)才(cai)不(bu)會(hui)被(bei)拒(ju)保(bao)呢(ne)?下(xia)麵(mian)就(jiu)讓(rang)多(duo)保(bao)魚(yu)小(xiao)編(bian)來(lai)告(gao)訴(su)你(ni)!...
時間:2026-04-09 00:15:32
很多朋友在買保險的時候,聽到保險銷售人員介紹說:“有一款保險,可以覆蓋重疾、身故、養老,每年都會有分紅”。不懂保險的人,一聽買保險有這麼多的好處,於是就心動了,但是懂保險的人一聽,就知道這種分紅型的保...
時間:2026-04-09 00:15:32
我(wo)們(men)在(zai)投(tou)保(bao)各(ge)種(zhong)產(chan)品(pin)的(de)時(shi)候(hou),永(yong)遠(yuan)都(dou)繞(rao)不(bu)開(kai)健(jian)康(kang)告(gao)知(zhi)這(zhe)個(ge)問(wen)題(ti),並(bing)且(qie)健(jian)康(kang)告(gao)知(zhi)也(ye)關(guan)係(xi)到(dao)自(zi)己(ji)能(neng)否(fou)順(shun)利(li)投(tou)保(bao),所(suo)以(yi)大(da)家(jia)在(zai)填(tian)寫(xie)健(jian)康(kang)告(gao)知(zhi)的(de)時(shi)候(hou)一(yi)定(ding)不(bu)能(neng)馬(ma)虎(hu)。那(na)麼(me)問(wen)題(ti)來(lai)了(le),填(tian)寫(xie)健(jian)康(kang)告(gao)知(zhi)的(de)技(ji)巧(qiao)有(you)哪(na)些(xie)?下(xia)麵(mian)小(xiao)編(bian)就(jiu)簡(jian)單(dan)介(jie)紹(shao)下(xia)。
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時間:2026-04-09 00:15:32
baoxianhetongdeneirongrongchang,erqieyouxiezhuanyecihuiyijibaoxiantiaokuanhennandudong,bushaopengyounadaobaoxianhetongdeshihoujiutouda,genbenjiubuzhidaoyinggaizenmekan。namewentijiulaile,baoxianhetongzenmekan?najidianyaozhuyi?jiexialaiduobaoyujiandanjiangjieyixia。
一、基本信...
時間:2026-04-09 00:15:32
maibaoxian,raobukaideshixuyaojiankanggaozhi。wulunnishizaiwangshangmaibaoxian,haishizaixianxiazhaodailirenmaibaoxian,douxuyaojiankanggaozhi。ranerxianshiqingkuangshihenduorenmianduijiankanggaozhiyaomegenbenmeiyounaixinkanxilihutuluantian,yaomegenbenbuzhidaozenmezhengquejiankanggaozhi。jintianxiaobian...
時間:2026-04-09 00:15:32
保bao險xian合he同tong就jiu像xiang一yi份fen說shuo明ming書shu,別bie的de產chan品pin不bu看kan說shuo明ming書shu可ke能neng琢zhuo磨mo琢zhuo磨mo你ni就jiu會hui了le,但dan是shi保bao險xian合he同tong不bu一yi樣yang,不bu仔zai細xi看kan最zui後hou栽zai跟gen頭tou吃chi虧kui的de就jiu是shi自zi己ji。保bao險xian合he同tong裏li麵mian需xu要yao重zhong點dian關guan注zhu的de幾ji個ge對dui象xiang分fen別bie是shi保bao險xian責ze任ren、免責條款和保險日期。都說時間是金...
時間:2026-04-09 00:15:32
買過保險的朋友都知道,保險合同裏的各種條款很多,稍不留神,就會掉進一個“坑”裏(li),簡(jian)直(zhi)防(fang)不(bu)勝(sheng)防(fang)。很(hen)多(duo)保(bao)險(xian)拒(ju)賠(pei)的(de)案(an)例(li)都(dou)和(he)沒(mei)有(you)看(kan)清(qing)保(bao)險(xian)合(he)同(tong)有(you)很(hen)大(da)的(de)關(guan)係(xi),保(bao)險(xian)條(tiao)款(kuan)又(you)多(duo)又(you)雜(za),今(jin)天(tian)小(xiao)編(bian)就(jiu)來(lai)聊(liao)聊(liao)如(ru)何(he)巧(qiao)讀(du)保(bao)險(xian)合(he)同(tong),讓(rang)...
時間:2026-04-09 00:15:32
國(guo)內(nei)保(bao)險(xian)代(dai)理(li)人(ren)的(de)職(zhi)業(ye)素(su)質(zhi)參(can)差(cha)不(bu)齊(qi),很(hen)多(duo)時(shi)候(hou)為(wei)了(le)提(ti)升(sheng)業(ye)績(ji),在(zai)消(xiao)費(fei)者(zhe)填(tian)寫(xie)健(jian)康(kang)告(gao)知(zhi)書(shu)的(de)時(shi)候(hou),會(hui)告(gao)訴(su)消(xiao)費(fei)者(zhe)隱(yin)瞞(man)病(bing)情(qing)填(tian)寫(xie)健(jian)康(kang)告(gao)知(zhi)書(shu),這(zhe)麼(me)做(zuo)問(wen)題(ti)不(bu)大(da),隻(zhi)要(yao)保(bao)單(dan)簽(qian)訂(ding)過(guo)了(le)兩(liang)年(nian),隱(yin)瞞(man)病(bing)情(qing)照(zhao)樣(yang)能(neng)賠(pei)。那(na)麼(me)健(jian)康(kang)告(gao)知(zhi)書(shu)是(shi)什(shen)麼(me)東(dong)...
時間:2026-04-09 00:15:32
隨sui著zhe保bao險xian行xing業ye的de高gao速su發fa展zhan,關guan注zhu保bao險xian的de人ren越yue來lai越yue多duo。除chu了le很hen多duo想xiang買mai保bao險xian的de消xiao費fei者zhe,保bao險xian行xing業ye的de從cong業ye者zhe也ye比bi之zhi前qian多duo了le,保bao險xian行xing業ye到dao底di賺zhuan錢qian嗎ma?保bao險xian行xing業ye值zhi得de入ru行xing嗎ma?今jin天tian小xiao編bian就jiu來lai聊liao聊liao保bao險xian行xing業ye最zui賺zhuan錢qian的de幾ji個ge崗gang位wei,感gan興xing趣qu的de朋peng友you別bie錯cuo...
時間:2026-04-09 00:15:32
昨天去銀行的時候,被業務員介紹買所謂的“理財產品”,講述紅利高達5.8%,出chu於yu好hao奇qi,就jiu拿na過guo來lai看kan了le下xia,結jie果guo發fa現xian是shi某mou保bao險xian公gong司si的de理li財cai產chan品pin,於yu是shi婉wan言yan謝xie絕jue了le。從cong業ye這zhe麼me多duo年nian,這zhe點dian套tao路lu還hai是shi能neng夠gou在zai第di一yi時shi間jian辨bian別bie的de,不bu知zhi...
時間:2026-04-09 00:15:32
在保險簽訂合同之前需要填寫一份健康告知,有的是密密麻麻的兩三百字,也有四五百字的,很多人覺得:花了錢都交給代理人就好了,但有時候業務員水平參差不齊,有的人會詳細講述,有的人可能就含糊而過,“忽略”健康...
時間:2026-04-09 00:15:32
前幾天光大永明旗下的兩款重疾險“超級瑪麗旗艦版”和“嘉多保”分別對健康告知進行了升級,與舊版相比更為嚴格。
由於最近有很多用戶谘詢健康告知的相關問題,所以,今天多保魚再為大家係統性的梳理下。
1、什麼...
時間:2026-04-09 00:15:32
買(mai)保(bao)險(xian)時(shi),要(yao)簽(qian)署(shu)保(bao)險(xian)合(he)同(tong)。每(mei)一(yi)份(fen)保(bao)險(xian)合(he)同(tong)都(dou)是(shi)具(ju)有(you)法(fa)律(lv)效(xiao)益(yi)的(de),讓(rang)我(wo)們(men)不(bu)得(de)不(bu)認(ren)真(zhen)去(qu)對(dui)待(dai)。但(dan)是(shi)接(jie)觸(chu)過(guo)保(bao)險(xian)的(de)朋(peng)友(you)都(dou)知(zhi)道(dao),保(bao)險(xian)合(he)同(tong)又(you)厚(hou),讀(du)起(qi)來(lai)也(ye)不(bu)像(xiang)故(gu)事(shi)書(shu)一(yi)樣(yang)通(tong)俗(su)易(yi)懂(dong),裏(li)麵(mian)的(de)專(zhuan)業(ye)名(ming)詞(ci)太(tai)多(duo),讓(rang)人(ren)覺(jiao)得(de)晦(hui)澀(se)難(nan)懂(dong),不(bu)知(zhi)...
時間:2026-04-09 00:15:32
多保魚


