我們通常說,重疾險是“給付型”保險,得了合同約定的疾病就賠一筆錢;與之相對的,醫療險是“報銷型”保險,花了多少錢按合同報銷。
為了便於理解和強調區別,精簡概括之下,重疾險就被打上了“確診即賠”的標簽。...
時間:2026-04-08 01:16:57
很多朋友覺得自己已經有了意外和重疾保險不再需要人壽保險,他們認為身故是因為意外或疾病造成的,買這2款保險保障就已經很全麵了,這種想法有一定道理,如果說你已經購買了意外險和重大疾病保險,就真的不需要壽...
時間:2026-04-08 01:16:57
最(zui)近(jin)有(you)讀(du)者(zhe)朋(peng)友(you)私(si)信(xin)小(xiao)編(bian),說(shuo)自(zi)己(ji)在(zai)購(gou)買(mai)重(zhong)疾(ji)險(xian)的(de)時(shi)候(hou)遇(yu)到(dao)了(le)一(yi)個(ge)難(nan)題(ti),不(bu)知(zhi)道(dao)重(zhong)疾(ji)中(zhong)的(de)分(fen)組(zu)賠(pei)付(fu)什(shen)麼(me)意(yi)思(si)?今(jin)天(tian)多(duo)保(bao)魚(yu)小(xiao)編(bian)就(jiu)給(gei)大(da)家(jia)來(lai)簡(jian)單(dan)分(fen)析(xi)一(yi)下(xia)。
一、重疾險中的分組賠付是什麼意思
一般情況下,隻有能多次賠付的...
時間:2026-04-08 01:16:57
xianzaihenduozhongjixiandoufujiashanglegezhonggeyangyouyisidefujiaxian,birushuoshengubaozhang。wulunbeibaorenshiyinweizhongjidaozhidesiwanghaishiyinweiyiwaishigudaozhideshengu,zhiyaomanzulipeitiaojian,doushikeyihuodeshengubaoxianjinde(一般的身故保險金跟重疾保障的保額是...
時間:2026-04-08 01:16:57
隨(sui)著(zhe)保(bao)險(xian)行(xing)業(ye)的(de)高(gao)速(su)發(fa)展(zhan),關(guan)注(zhu)保(bao)險(xian)的(de)人(ren)越(yue)來(lai)越(yue)多(duo)。除(chu)了(le)很(hen)多(duo)想(xiang)買(mai)保(bao)險(xian)的(de)消(xiao)費(fei)者(zhe),保(bao)險(xian)行(xing)業(ye)的(de)從(cong)業(ye)者(zhe)也(ye)比(bi)之(zhi)前(qian)多(duo)了(le),保(bao)險(xian)行(xing)業(ye)到(dao)底(di)賺(zhuan)錢(qian)嗎(ma)?保(bao)險(xian)行(xing)業(ye)值(zhi)得(de)入(ru)行(xing)嗎(ma)?今(jin)天(tian)小(xiao)編(bian)就(jiu)來(lai)聊(liao)聊(liao)保(bao)險(xian)行(xing)業(ye)最(zui)賺(zhuan)錢(qian)的(de)幾(ji)個(ge)崗(gang)位(wei),感(gan)興(xing)趣(qu)的(de)朋(peng)友(you)別(bie)錯(cuo)...
時間:2026-04-08 01:16:57
重疾險即重大疾病險,指的是由保險公司規定以特定重大疾病為保障標準,以惡性腫瘤、急性心肌梗塞、腦中風後遺症、白血病等為保障項目,當保險人患上以上疾病的時候,就由保險公司約定保額給付的商業保險。下麵來具體...
時間:2026-04-08 01:16:57
zhongjibaoxianjiushizhongdajibingxian,zhezhongbaoxianzhuyaoyitedingdezhongdajibingweibaozhangbiaozhun,yejiushishuo,dangbeibaorenhuanshangletedingzhongji,baoxiangongsijiuxuyaoanzhaobaodanguiding,geiyubeibaorenpeichangjin,youqingtixingshiyicixinggeifuo。jiexialaiduobaoyujiujutijieshaoxia。
重...
時間:2026-04-08 01:16:57
年初,安邦被保監會接管時刷爆了多保魚的朋友圈,大家還記得後續嗎?
上個月,保監會向安邦注資608.04億元的消息,再一次為大家回答了“保險公司會不會破產”的問題。
一、保險保障基金注資608.04億元...
時間:2026-04-08 01:16:57
保險行業的三大潛規則,你知道是哪些嗎?
第一、醫療險不單賣。
說這句話的多數都是線下業務員,原因是這個產品它並不賺錢。所以想要捆綁某種更高利潤的險種來賣。
第二、先做健康告知。
先做個健康告知,就...
時間:2026-04-08 01:16:57
重zhong疾ji險xian是shi人ren們men規gui避bi重zhong大da疾ji病bing的de強qiang大da保bao障zhang,但dan是shi重zhong疾ji險xian也ye有you比bi較jiao明ming顯xian的de缺que點dian,那na就jiu是shi保bao費fei實shi在zai是shi太tai貴gui了le。選xuan擇ze保bao障zhang全quan麵mian而er且qie價jia格ge實shi惠hui又you合he理li的de重zhong疾ji險xian確que實shi不bu容rong易yi。目mu前qian市shi麵mian上shang的de產chan品pin層ceng次ci不bu齊qi,重zhong疾ji保bao險xian哪na個ge好hao呢ne?下xia麵mian多duo保bao魚yu來lai具ju體ti...
時間:2026-04-08 01:16:57
zhongjibaoxianzhidejiushizhongdajibingbaoxian,tadezhuyaogongnengshiyitedingzhongdajibingweibaozhangduixiang。ruguobeibaorenhuanshangletedingzhongdajibing,baoxiangongsijiuyaoanzhaobaodanguidingzhifuyidingpeichangjin。yaozhidao,baoxianshichangshangzhongjibaoxianzhongleizhongduo,nazhongjixianruhegoumaine?jintian...
時間:2026-04-08 01:16:57
每(mei)年(nian)年(nian)末(mo)到(dao)年(nian)初(chu),保(bao)險(xian)行(xing)業(ye)的(de)開(kai)門(men)紅(hong)活(huo)動(dong)就(jiu)開(kai)始(shi)了(le)。在(zai)這(zhe)個(ge)活(huo)動(dong)期(qi)間(jian)有(you)很(hen)多(duo)保(bao)險(xian)產(chan)品(pin)看(kan)似(si)優(you)惠(hui)力(li)度(du)很(hen)大(da),不(bu)少(shao)朋(peng)友(you)都(dou)在(zai)問(wen)保(bao)魚(yu)君(jun),開(kai)門(men)紅(hong)活(huo)動(dong)怎(zen)麼(me)樣(yang),噱(xue)頭(tou)都(dou)很(hen)足(zu),值(zhi)不(bu)值(zhi)得(de)買(mai)呢(ne)?別(bie)急(ji),接(jie)下(xia)來(lai)多(duo)保(bao)魚(yu)就(jiu)給(gei)大(da)家(jia)具(ju)體(ti)分(fen)析(xi)下(xia)。
...
時間:2026-04-08 01:16:57
市shi麵mian上shang能neng選xuan擇ze的de重zhong疾ji險xian種zhong類lei特te別bie多duo,有you的de時shi候hou是shi真zhen的de分fen不bu清qing楚chu到dao底di哪na種zhong保bao險xian產chan品pin會hui比bi較jiao好hao,這zhe個ge時shi候hou更geng別bie說shuo對dui於yu保bao險xian行xing業ye還hai不bu怎zen麼me清qing楚chu的de小xiao白bai了le,今jin天tian多duo保bao魚yu在zai這zhe裏li,會hui給gei大da家jia簡jian單dan的de總zong結jie一yi下xia重zhong疾ji險xian的de優you劣lie是shi怎zen麼me區qu分fen的de,其qi實shi重zhong...
時間:2026-04-08 01:16:57
pengyouquanshibushidehuitiaochuyigeyinweihuanlezhongdajibingxuyaobangmangzhongchoudexinxi,dabufenrenchuyutongqingdouhuishenchuyuanshoubangzhujishi,huozheshangbailaibangzhubieren,xuyaozhidaodeshizhefenbangzhushiqingfen,jiusuanbubangzhuzheyeshibenfen,yinciweilegenghaodebaozhang,tongguobaoxianlaigui...
時間:2026-04-08 01:16:57
可ke能neng很hen多duo小xiao夥huo伴ban不bu知zhi道dao重zhong疾ji險xian哪na款kuan好hao,到dao底di應ying該gai怎zen麼me買mai保bao險xian會hui比bi較jiao好hao,其qi實shi這zhe個ge完wan全quan能neng夠gou理li解jie,畢bi竟jing現xian在zai的de市shi場chang上shang麵mian,保bao險xian公gong司si的de重zhong疾ji險xian層ceng出chu不bu窮qiong,而er且qie關guan於yu險xian種zhong的de病bing種zhong保bao護hu由you幾ji十shi種zhong到dao上shang百bai種zhong,都dou各ge不bu相xiang同tong,不bu少shao的de小xiao夥huo伴ban很hen容rong易yi...
時間:2026-04-08 01:16:57
醫(yi)療(liao)保(bao)險(xian)和(he)重(zhong)疾(ji)保(bao)險(xian)是(shi)很(hen)多(duo)人(ren)都(dou)熟(shu)悉(xi)的(de)保(bao)險(xian),不(bu)少(shao)朋(peng)友(you)買(mai)了(le)重(zhong)疾(ji)險(xian)之(zhi)後(hou)還(hai)會(hui)買(mai)醫(yi)療(liao)保(bao)險(xian),有(you)的(de)朋(peng)友(you)說(shuo)這(zhe)兩(liang)種(zhong)保(bao)險(xian)一(yi)起(qi)買(mai)會(hui)衝(chong)突(tu),但(dan)是(shi)也(ye)有(you)部(bu)分(fen)朋(peng)友(you)說(shuo)這(zhe)兩(liang)種(zhong)保(bao)險(xian)是(shi)相(xiang)互(hu)補(bu)充(chong)的(de),不(bu)存(cun)在(zai)一(yi)起(qi)購(gou)買(mai)會(hui)起(qi)衝(chong)突(tu)這(zhe)種(zhong)事(shi)情(qing),事(shi)實(shi)上(shang)呢(ne),要(yao)搞(gao)...
時間:2026-04-08 01:16:57
zhengruwomensuokandaode,zaiwomendeguojialimeinianyinweizhongdajibingdaozhijiaporenwangdeanlibuzaishaoshu,yinweigezhongjibingdaozhisiwangdeshujuyesuizheshijianzaijisudeshangzhang,qishiwomenkeyiguanchadao,jibinglvzhegegainianbujinjinxianzaizhiduishentisuzhicha,nianlingdadequntiyou...
時間:2026-04-08 01:16:57
在(zai)保(bao)險(xian)方(fang)麵(mian),許(xu)多(duo)人(ren)可(ke)能(neng)會(hui)持(chi)懷(huai)疑(yi)態(tai)度(du)和(he)觀(guan)望(wang)態(tai)度(du)。畢(bi)竟(jing),在(zai)傳(chuan)統(tong)保(bao)險(xian)模(mo)式(shi)的(de)影(ying)響(xiang)下(xia),消(xiao)費(fei)者(zhe)會(hui)覺(jiao)得(de)保(bao)險(xian),特(te)別(bie)是(shi)壽(shou)險(xian)鯤(kun)嚴(yan)重(zhong)疾(ji)病(bing)的(de)保(bao)險(xian),是(shi)騙(pian)局(ju)。這(zhe)是(shi)一(yi)個(ge)坑(keng)人(ren)嗎(ma)?你(ni)真(zhen)的(de)可(ke)以(yi)提(ti)供(gong)未(wei)來(lai)的(de)風(feng)險(xian)保(bao)障(zhang)嗎(ma)?事(shi)實(shi)上(shang),隨(sui)著(zhe)保(bao)險(xian)業(ye)的(de)發(fa)...
時間:2026-04-08 01:16:57
在保險方麵,許多人可能會持懷疑態度和觀望態度。畢竟,在傳統保險模式的影響下,消費者會覺得保險,特別是壽險、重疾險這類保險,都是騙局。這是一個坑人的嗎?你真的可以提供未來的風險保障嗎?事實上,隨著保險業...
時間:2026-04-08 01:16:57
話說,自從保監會與證監會合並之後,官方公布的壽險公司保費收入情況比之前要提早了很多,依照《2018年1-2月人身保險公司原保險保費收入情況表》的數據顯示,之前壽險企業TOP10強都有一定的調整,那麼,...
時間:2026-04-08 01:16:57
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