我們通常說,重疾險是“給付型”保險,得了合同約定的疾病就賠一筆錢;與之相對的,醫療險是“報銷型”保險,花了多少錢按合同報銷。
為了便於理解和強調區別,精簡概括之下,重疾險就被打上了“確診即賠”的標簽。...
時間:2026-04-08 09:36:37
很多朋友覺得自己已經有了意外和重疾保險不再需要人壽保險,他們認為身故是因為意外或疾病造成的,買這2款保險保障就已經很全麵了,這種想法有一定道理,如果說你已經購買了意外險和重大疾病保險,就真的不需要壽...
時間:2026-04-08 09:36:37
zuijinyouduzhepengyousixinxiaobian,shuozijizaigoumaizhongjixiandeshihouyudaoleyigenanti,buzhidaozhongjizhongdefenzupeifushenmeyisi?jintianduobaoyuxiaobianjiugeidajialaijiandanfenxiyixia。
一、重疾險中的分組賠付是什麼意思
一般情況下,隻有能多次賠付的...
時間:2026-04-08 09:36:37
現xian在zai很hen多duo重zhong疾ji險xian都dou附fu加jia上shang了le各ge種zhong各ge樣yang有you意yi思si的de附fu加jia險xian,比bi如ru說shuo身shen故gu保bao障zhang。無wu論lun被bei保bao人ren是shi因yin為wei重zhong疾ji導dao致zhi的de死si亡wang還hai是shi因yin為wei意yi外wai事shi故gu導dao致zhi的de身shen故gu,隻zhi要yao滿man足zu理li賠pei條tiao件jian,都dou是shi可ke以yi獲huo得de身shen故gu保bao險xian金jin的de(一般的身故保險金跟重疾保障的保額是...
時間:2026-04-08 09:36:37
隨(sui)著(zhe)保(bao)險(xian)行(xing)業(ye)的(de)高(gao)速(su)發(fa)展(zhan),關(guan)注(zhu)保(bao)險(xian)的(de)人(ren)越(yue)來(lai)越(yue)多(duo)。除(chu)了(le)很(hen)多(duo)想(xiang)買(mai)保(bao)險(xian)的(de)消(xiao)費(fei)者(zhe),保(bao)險(xian)行(xing)業(ye)的(de)從(cong)業(ye)者(zhe)也(ye)比(bi)之(zhi)前(qian)多(duo)了(le),保(bao)險(xian)行(xing)業(ye)到(dao)底(di)賺(zhuan)錢(qian)嗎(ma)?保(bao)險(xian)行(xing)業(ye)值(zhi)得(de)入(ru)行(xing)嗎(ma)?今(jin)天(tian)小(xiao)編(bian)就(jiu)來(lai)聊(liao)聊(liao)保(bao)險(xian)行(xing)業(ye)最(zui)賺(zhuan)錢(qian)的(de)幾(ji)個(ge)崗(gang)位(wei),感(gan)興(xing)趣(qu)的(de)朋(peng)友(you)別(bie)錯(cuo)...
時間:2026-04-08 09:36:37
重疾險即重大疾病險,指的是由保險公司規定以特定重大疾病為保障標準,以惡性腫瘤、急性心肌梗塞、腦中風後遺症、白血病等為保障項目,當保險人患上以上疾病的時候,就由保險公司約定保額給付的商業保險。下麵來具體...
時間:2026-04-08 09:36:37
重(zhong)疾(ji)保(bao)險(xian)就(jiu)是(shi)重(zhong)大(da)疾(ji)病(bing)險(xian),這(zhe)種(zhong)保(bao)險(xian)主(zhu)要(yao)以(yi)特(te)定(ding)的(de)重(zhong)大(da)疾(ji)病(bing)為(wei)保(bao)障(zhang)標(biao)準(zhun),也(ye)就(jiu)是(shi)說(shuo),當(dang)被(bei)保(bao)人(ren)患(huan)上(shang)了(le)特(te)定(ding)重(zhong)疾(ji),保(bao)險(xian)公(gong)司(si)就(jiu)需(xu)要(yao)按(an)照(zhao)保(bao)單(dan)規(gui)定(ding),給(gei)予(yu)被(bei)保(bao)任(ren)賠(pei)償(chang)金(jin),友(you)情(qing)提(ti)醒(xing)是(shi)一(yi)次(ci)性(xing)給(gei)付(fu)哦(o)。接(jie)下(xia)來(lai)多(duo)保(bao)魚(yu)就(jiu)具(ju)體(ti)介(jie)紹(shao)下(xia)。
重...
時間:2026-04-08 09:36:37
年初,安邦被保監會接管時刷爆了多保魚的朋友圈,大家還記得後續嗎?
上個月,保監會向安邦注資608.04億元的消息,再一次為大家回答了“保險公司會不會破產”的問題。
一、保險保障基金注資608.04億元...
時間:2026-04-08 09:36:37
保險行業的三大潛規則,你知道是哪些嗎?
第一、醫療險不單賣。
說這句話的多數都是線下業務員,原因是這個產品它並不賺錢。所以想要捆綁某種更高利潤的險種來賣。
第二、先做健康告知。
先做個健康告知,就...
時間:2026-04-08 09:36:37
重(zhong)疾(ji)險(xian)是(shi)人(ren)們(men)規(gui)避(bi)重(zhong)大(da)疾(ji)病(bing)的(de)強(qiang)大(da)保(bao)障(zhang),但(dan)是(shi)重(zhong)疾(ji)險(xian)也(ye)有(you)比(bi)較(jiao)明(ming)顯(xian)的(de)缺(que)點(dian),那(na)就(jiu)是(shi)保(bao)費(fei)實(shi)在(zai)是(shi)太(tai)貴(gui)了(le)。選(xuan)擇(ze)保(bao)障(zhang)全(quan)麵(mian)而(er)且(qie)價(jia)格(ge)實(shi)惠(hui)又(you)合(he)理(li)的(de)重(zhong)疾(ji)險(xian)確(que)實(shi)不(bu)容(rong)易(yi)。目(mu)前(qian)市(shi)麵(mian)上(shang)的(de)產(chan)品(pin)層(ceng)次(ci)不(bu)齊(qi),重(zhong)疾(ji)保(bao)險(xian)哪(na)個(ge)好(hao)呢(ne)?下(xia)麵(mian)多(duo)保(bao)魚(yu)來(lai)具(ju)體(ti)...
時間:2026-04-08 09:36:37
重(zhong)疾(ji)保(bao)險(xian)指(zhi)的(de)就(jiu)是(shi)重(zhong)大(da)疾(ji)病(bing)保(bao)險(xian),它(ta)的(de)主(zhu)要(yao)功(gong)能(neng)是(shi)以(yi)特(te)定(ding)重(zhong)大(da)疾(ji)病(bing)為(wei)保(bao)障(zhang)對(dui)象(xiang)。如(ru)果(guo)被(bei)保(bao)人(ren)患(huan)上(shang)了(le)特(te)定(ding)重(zhong)大(da)疾(ji)病(bing),保(bao)險(xian)公(gong)司(si)就(jiu)要(yao)按(an)照(zhao)保(bao)單(dan)規(gui)定(ding)支(zhi)付(fu)一(yi)定(ding)賠(pei)償(chang)金(jin)。要(yao)知(zhi)道(dao),保(bao)險(xian)市(shi)場(chang)上(shang)重(zhong)疾(ji)保(bao)險(xian)種(zhong)類(lei)眾(zhong)多(duo),那(na)重(zhong)疾(ji)險(xian)如(ru)何(he)購(gou)買(mai)呢(ne)?今(jin)天(tian)...
時間:2026-04-08 09:36:37
meiniannianmodaonianchu,baoxianxingyedekaimenhonghuodongjiukaishile。zaizhegehuodongqijianyouhenduobaoxianchanpinkansiyouhuiliduhenda,bushaopengyoudouzaiwenbaoyujun,kaimenhonghuodongzenmeyang,xuetoudouhenzu,zhibuzhidemaine?bieji,jiexialaiduobaoyujiugeidajiajutifenxixia。
...
時間:2026-04-08 09:36:37
shimianshangnengxuanzedezhongjixianzhongleitebieduo,youdeshihoushizhendefenbuqingchudaodinazhongbaoxianchanpinhuibijiaohao,zhegeshihougengbieshuoduiyubaoxianxingyehaibuzenmeqingchudexiaobaile,jintianduobaoyuzaizheli,huigeidajiajiandandezongjieyixiazhongjixiandeyoulieshizenmequfende,qishizhong...
時間:2026-04-08 09:36:37
pengyouquanshibushidehuitiaochuyigeyinweihuanlezhongdajibingxuyaobangmangzhongchoudexinxi,dabufenrenchuyutongqingdouhuishenchuyuanshoubangzhujishi,huozheshangbailaibangzhubieren,xuyaozhidaodeshizhefenbangzhushiqingfen,jiusuanbubangzhuzheyeshibenfen,yinciweilegenghaodebaozhang,tongguobaoxianlaigui...
時間:2026-04-08 09:36:37
可ke能neng很hen多duo小xiao夥huo伴ban不bu知zhi道dao重zhong疾ji險xian哪na款kuan好hao,到dao底di應ying該gai怎zen麼me買mai保bao險xian會hui比bi較jiao好hao,其qi實shi這zhe個ge完wan全quan能neng夠gou理li解jie,畢bi竟jing現xian在zai的de市shi場chang上shang麵mian,保bao險xian公gong司si的de重zhong疾ji險xian層ceng出chu不bu窮qiong,而er且qie關guan於yu險xian種zhong的de病bing種zhong保bao護hu由you幾ji十shi種zhong到dao上shang百bai種zhong,都dou各ge不bu相xiang同tong,不bu少shao的de小xiao夥huo伴ban很hen容rong易yi...
時間:2026-04-08 09:36:37
yiliaobaoxianhezhongjibaoxianshihenduorendoushuxidebaoxian,bushaopengyoumailezhongjixianzhihouhaihuimaiyiliaobaoxian,youdepengyoushuozheliangzhongbaoxianyiqimaihuichongtu,danshiyeyoubufenpengyoushuozheliangzhongbaoxianshixianghubuchongde,bucunzaiyiqigoumaihuiqichongtuzhezhongshiqing,shishishangne,yaogao...
時間:2026-04-08 09:36:37
正zheng如ru我wo們men所suo看kan到dao的de,在zai我wo們men的de國guo家jia裏li每mei年nian因yin為wei重zhong大da疾ji病bing導dao致zhi家jia破po人ren亡wang的de案an例li不bu再zai少shao數shu,因yin為wei各ge種zhong疾ji病bing導dao致zhi死si亡wang的de數shu據ju也ye隨sui著zhe時shi間jian在zai激ji素su的de上shang漲zhang,其qi實shi我wo們men可ke以yi觀guan察cha到dao,疾ji病bing率lv這zhe個ge概gai念nian不bu僅jin僅jin現xian在zai隻zhi對dui身shen體ti素su質zhi差cha,年nian齡ling大da的de群qun體ti有you...
時間:2026-04-08 09:36:37
zaibaoxianfangmian,xuduorenkenenghuichihuaiyitaiduheguanwangtaidu。bijing,zaichuantongbaoxianmoshideyingxiangxia,xiaofeizhehuijiaodebaoxian,tebieshishouxiankunyanzhongjibingdebaoxian,shipianju。zheshiyigekengrenma?nizhendekeyitigongweilaidefengxianbaozhangma?shishishang,suizhebaoxianyedefa...
時間:2026-04-08 09:36:37
在保險方麵,許多人可能會持懷疑態度和觀望態度。畢竟,在傳統保險模式的影響下,消費者會覺得保險,特別是壽險、重疾險這類保險,都是騙局。這是一個坑人的嗎?你真的可以提供未來的風險保障嗎?事實上,隨著保險業...
時間:2026-04-08 09:36:37
話說,自從保監會與證監會合並之後,官方公布的壽險公司保費收入情況比之前要提早了很多,依照《2018年1-2月人身保險公司原保險保費收入情況表》的數據顯示,之前壽險企業TOP10強都有一定的調整,那麼,...
時間:2026-04-08 09:36:37
多保魚


