yiwaishiguzongshizaibujingyijianjiufashengle，weileguibiyiwaishigudailaidefengxian，henduobaoxianyishiqiangderendouhuiquxuanzegoumaiyiwaixian，dajiaduiyuxiaofeixingyiwaixiandouhenshuxi
，danduiyufanhaixingyiwaixianlejiedebijiaoshao，jintianduobaoyujiulaibangzhudajialejieyixiafanhaixingyi...

jiandanlaishuojiushibushengbing，baofeijiudashuipiaole
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，ruguobuhai
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，xiaofeixingbaoxianzhibuzhi...

qichebaoxianchuncuishixiaofeixingbaoxian。jiqiankuaiqiankeyihandongshubaiwandebaoe。renshoubaoxianyeshiruci，jigangganbilv。danbingfeisuoyoubaoxiandoushihegoumaixiaofeixingzhi
，bingfeisuoyourendouyinggaigoumaixiaofeixingzhi。goumaixiaofeizhebaoxianshimeiyoufengxiande
，shifouzhidegoumai
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　　baoxianyinweigoumaidefeiyongxuyaohuaqian，suoyihuizengjiawomendekaizhi。yutouzibutong，womenkeyibangzhuwomenzhuanqian。yucitongshi，baoxiandehanyisihubingbushihenhao。tasihushiweishengmingdebuxingertebiezhunbeide。meiyourenbuyuanyizaoyubuxing
，suoyisihuyuanlibaoxianshihu...

　　在zai購gou買mai保bao險xian的de時shi候hou，產chan品pin的de選xuan擇ze是shi一yi個ge方fang麵mian
，但dan是shi一yi個ge產chan品pin的de類lei型xing選xuan擇ze也ye是shi一yi個ge方fang麵mian
，分fen別bie為wei型xing和he返fan還hai型xing，但dan是shi一yi般ban對dui普pu通tong家jia庭ting來lai說shuo
，多duo保bao魚yu比bi較jiao推tui薦jian消xiao費fei型xing
，因yin為wei保bao障zhang才cai是shi最zui重zhong要yao的de，而er不bu是shi理li財cai
，先xian保bao障zhang後hou理li財cai是shi不bu變bian的de原yuan...

　　消費型保險簡單來說就是“隻保障不返還保費”，返還型保費簡單來說就是“既有保障功能還可以到期返還保險金”。似乎這樣子聽起來返還型保費更優秀
，但是實際上他們各有各的優勢。消費型保險可以用相對少的錢買到...