很多時候,消費者不能投保的因素或者無法理賠的原因都會因為健康告知(在投保後發現自己患上疾病),但是現在隨著小夥伴們保險意識的增加,補充告知成了很多人的首選,
一、需要提供什麼資料
既然是補充健康告知...
時間:2026-04-11 16:13:15
jiankanggaozhishigoumaijiankangxiandediyibu,zhiyouchenggongtongguojiankanggaozhi,caikeyitoubao。suiranshuojiankanggaozhidetianxiebijiaorongyi,danshihaishiyouhenduorentiancuodaozhiwufatoubao,jintianduobaoyuxiaobianjiuzhenglilejigezheleiwenti,kankanruhejiejue!
1.投保前做體檢
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時間:2026-04-11 16:13:15
henduoxiaofeizhezaigoumaibaoxianchanpindeshihou,douhenjiujieyigedian,najiushibaofeifanhaideshi,zongjiaodemeichuxian,jiulangfeile。danqishifanhaixingbaoxianshiyouhendaquexiande,jutikeyikanzhepianwenzhang:返還型保險為什麼很坑。所以一般情況下,如果不是家裏特別有...
時間:2026-04-11 16:13:15
消xiao費fei型xing重zhong疾ji險xian其qi實shi是shi相xiang對dui於yu返fan還hai型xing重zhong疾ji險xian來lai說shuo的de,指zhi在zai保bao期qi內nei,被bei保bao人ren沒mei有you出chu險xian,那na麼me等deng保bao期qi結jie束shu後hou,合he同tong終zhong止zhi是shi不bu能neng返fan還hai保bao費fei的de。當dang然ran換huan一yi個ge說shuo法fa就jiu是shi返fan還hai型xing重zhong疾ji險xian了le!那麼消費型重疾險有什麼缺點呢?
1、無法返還保費
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時間:2026-04-11 16:13:15
zaigoumaishangyebaoxiandeshihou,womenyudaodediyigemenkanjiushijiankanggaozhi,ruguojiankanggaozhibuhege,henyoukenenghuibeijubao。yezhengshiyinweiyoujubaodefengxian,youhenduoduzhelaiwenxiaobianwo,jiankanggaozhinengbunengyinman,huozheshuozaitijianshiquyixiebuzhengguideyiyuantijian,cong...
時間:2026-04-11 16:13:15
大da家jia在zai購gou買mai重zhong疾ji險xian的de時shi候hou,應ying該gai都dou會hui發fa現xian帶dai身shen故gu保bao障zhang的de產chan品pin和he不bu帶dai身shen故gu保bao障zhang的de產chan品pin之zhi間jian的de保bao費fei差cha距ju還hai是shi比bi較jiao明ming顯xian的de,有you附fu加jia的de會hui比bi沒mei附fu加jia的de貴gui很hen多duo。那na麼me就jiu有you人ren問wen了le,既ji然ran差cha那na麼me多duo,那na麼me在zai我wo們men在zai購gou買mai時shi該gai不bu該gai附fu加jia呢ne?今jin天tian就jiu跟gen...
時間:2026-04-11 16:13:15
jiankanggaozhishimaibaoxianchanpindediyidaomenkan,henduorendoukazaizheshangmian,youderenshiyinweishentiyouyichangwufatongguo,eryouderenzeshiyinweibuzhongshi,suibiantianxiedaozhiwufatongguo。namejiankanggaozhiyinggaizenmetianxiecaibuhuicuone?xiamianjiugenduobaoyuxiaobianyiqilailejieyixia...
時間:2026-04-11 16:13:15
健(jian)康(kang)告(gao)知(zhi)在(zai)我(wo)們(men)投(tou)保(bao)時(shi)經(jing)常(chang)能(neng)看(kan)到(dao),很(hen)多(duo)人(ren)覺(jiao)得(de)健(jian)康(kang)告(gao)知(zhi)就(jiu)隻(zhi)是(shi)一(yi)個(ge)填(tian)表(biao)格(ge),隨(sui)便(bian)填(tian)一(yi)填(tian)就(jiu)夠(gou)了(le)。但(dan)其(qi)實(shi)並(bing)不(bu)是(shi),健(jian)康(kang)告(gao)知(zhi)的(de)通(tong)過(guo)與(yu)否(fou)是(shi)能(neng)直(zhi)接(jie)影(ying)響(xiang)到(dao)保(bao)險(xian)核(he)保(bao)的(de)一(yi)個(ge)因(yin)素(su),因(yin)此(ci)健(jian)康(kang)告(gao)知(zhi)是(shi)投(tou)保(bao)過(guo)程(cheng)中(zhong)非(fei)常(chang)重(zhong)要(yao)的(de)一(yi)個(ge)環(huan)節(jie),千(qian)萬(wan)...
時間:2026-04-11 16:13:15
很多人在購買重疾險時會在消費型和返還型兩類產品之間猶豫不決,如果選擇消費型重疾險,可以用更少的錢買到更高的保障;如果選擇返還型保險,沒有出險的話可以返回保費。這2款保險都有各自的側重點。究竟要怎麼選擇...
時間:2026-04-11 16:13:15
womengoumaibaoxianshi,xuyaotongguodediyigemenkanjiushitianxiejiankanggaozhi,zhiyoutongguojiankanggaozhicaiyoukenengchenggongtoubao。namejiankanggaozhicunzaideyiyidaodishishenmene?zaitoubaoshiwomenyinggaizenmetianxiejiankanggaozhicaibuhuibeijubaone?xiamianjiurangduobaoyuxiaobianlaigaosuni!...
時間:2026-04-11 16:13:15
我(wo)們(men)在(zai)投(tou)保(bao)各(ge)種(zhong)產(chan)品(pin)的(de)時(shi)候(hou),永(yong)遠(yuan)都(dou)繞(rao)不(bu)開(kai)健(jian)康(kang)告(gao)知(zhi)這(zhe)個(ge)問(wen)題(ti),並(bing)且(qie)健(jian)康(kang)告(gao)知(zhi)也(ye)關(guan)係(xi)到(dao)自(zi)己(ji)能(neng)否(fou)順(shun)利(li)投(tou)保(bao),所(suo)以(yi)大(da)家(jia)在(zai)填(tian)寫(xie)健(jian)康(kang)告(gao)知(zhi)的(de)時(shi)候(hou)一(yi)定(ding)不(bu)能(neng)馬(ma)虎(hu)。那(na)麼(me)問(wen)題(ti)來(lai)了(le),填(tian)寫(xie)健(jian)康(kang)告(gao)知(zhi)的(de)技(ji)巧(qiao)有(you)哪(na)些(xie)?下(xia)麵(mian)小(xiao)編(bian)就(jiu)簡(jian)單(dan)介(jie)紹(shao)下(xia)。
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時間:2026-04-11 16:13:15
baoxianshichangdezhongjixianzhongleifeichangduo,henduopengyoufenbuqingzhongjixianzhongleizhijiandequbie,jiubirushuoxiaofeixingzhongjixianyuchuxuxingzhongjixian。naxiaofeixingzhongjixianyuchuxuxingzhongjixianyoushenmequbiene?ruguoniyeyouyiyangdekunhuo,najiusuiduobaoyuxiaobianyiqikankanba。
一、繳...
時間:2026-04-11 16:13:15
買mai保bao險xian,繞rao不bu開kai的de是shi需xu要yao健jian康kang告gao知zhi。無wu論lun你ni是shi在zai網wang上shang買mai保bao險xian,還hai是shi在zai線xian下xia找zhao代dai理li人ren買mai保bao險xian,都dou需xu要yao健jian康kang告gao知zhi。然ran而er現xian實shi情qing況kuang是shi很hen多duo人ren麵mian對dui健jian康kang告gao知zhi要yao麼me根gen本ben沒mei有you耐nai心xin看kan稀xi裏li糊hu塗tu亂luan填tian,要yao麼me根gen本ben不bu知zhi道dao怎zen麼me正zheng確que健jian康kang告gao知zhi。今jin天tian小xiao編bian...
時間:2026-04-11 16:13:15
平安重大疾病保險的種類有很多,根據給付形式、給付條件的不同,劃分出來的保險類型也不同。那麼,平安重大疾病保險的種類有哪些?下麵多保魚小編就給大家簡單介紹下。
1、獨立主險型:這種重疾類保險包含了死亡與...
時間:2026-04-11 16:13:15
guoneibaoxiandailirendezhiyesuzhicanchabuqi,henduoshihouweiletishengyeji,zaixiaofeizhetianxiejiankanggaozhishudeshihou,huigaosuxiaofeizheyinmanbingqingtianxiejiankanggaozhishu,zhemezuowentibuda,zhiyaobaodanqiandingguoleliangnian,yinmanbingqingzhaoyangnengpei。namejiankanggaozhishushishenmedong...
時間:2026-04-11 16:13:15
zhongdajibingbaoxianshibaoxianshichangderemenxianzhong,baoxiangongsimeiniandouhuituichugezhonggaoxingjiabidezhongjixian。mianduizhemeduozhongjixian,xiaofeizhemainakuanchanpinbijiaohaone?duobaoyuduibilebaoxianshichangrexiaodezhongjixianhou,zuizhongtuijianzhesankuan!下麵給大家具體介紹一下。
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時間:2026-04-11 16:13:15
消xiao費fei型xing重zhong疾ji險xian指zhi的de是shi投tou保bao者zhe在zai購gou買mai產chan品pin後hou,如ru果guo被bei保bao人ren在zai規gui定ding時shi間jian內nei出chu險xian,保bao險xian公gong司si將jiang按an照zhao合he同tong規gui定ding給gei付fu保bao險xian金jin。但dan如ru果guo保bao險xian合he同tong到dao期qi,被bei保bao人ren沒mei有you出chu險xian,保bao險xian公gong司si不bu返fan還hai保bao險xian,合he同tong終zhong止zhi。那na麼me消xiao費fei型xing重zhong疾ji險xian有you哪na些xie優you勢shi?特te征zheng是shi...
時間:2026-04-11 16:13:15
隨(sui)著(zhe)大(da)家(jia)對(dui)健(jian)康(kang)問(wen)題(ti)的(de)重(zhong)視(shi),重(zhong)大(da)疾(ji)病(bing)保(bao)險(xian)已(yi)經(jing)成(cheng)為(wei)消(xiao)費(fei)者(zhe)必(bi)選(xuan)的(de)產(chan)品(pin)。要(yao)知(zhi)道(dao)保(bao)險(xian)市(shi)場(chang)的(de)重(zhong)疾(ji)險(xian)有(you)很(hen)多(duo),消(xiao)費(fei)者(zhe)選(xuan)擇(ze)適(shi)合(he)自(zi)己(ji)的(de)重(zhong)疾(ji)險(xian)非(fei)常(chang)關(guan)鍵(jian)。那(na)重(zhong)大(da)疾(ji)病(bing)保(bao)險(xian)怎(zen)麼(me)選(xuan)擇(ze)比(bi)較(jiao)好(hao)?下(xia)麵(mian)多(duo)保(bao)魚(yu)就(jiu)簡(jian)單(dan)介(jie)紹(shao)一(yi)下(xia)。
選擇重大疾病...
時間:2026-04-11 16:13:15
在保險簽訂合同之前需要填寫一份健康告知,有的是密密麻麻的兩三百字,也有四五百字的,很多人覺得:花了錢都交給代理人就好了,但有時候業務員水平參差不齊,有的人會詳細講述,有的人可能就含糊而過,“忽略”健康...
時間:2026-04-11 16:13:15
前幾天光大永明旗下的兩款重疾險“超級瑪麗旗艦版”和“嘉多保”分別對健康告知進行了升級,與舊版相比更為嚴格。
由於最近有很多用戶谘詢健康告知的相關問題,所以,今天多保魚再為大家係統性的梳理下。
1、什麼...
時間:2026-04-11 16:13:15
多保魚


