購買保險時可以謊報職業嗎
？

maiyiwaixianchanpin
，youyubuxuyaojinxingjiankanggaozhi，suoyihenduorenzaitianxiezhiyedeshihou
，yeshisuibiantiande。zhezhongxingweishibukequde，huiweiyihoulipeimaixiayinhuan。duiyuyiwaixianlaishuo，butongdezhiyefengxianbutong
，bufuheyaoqiushibukeyitoubaode。gaoweidezhiyejishiqiangxingtoubaole，chuxianhouyebijiaonanhuodelipei。

在買保險時，職業一定要如實填寫，否則將會直接影響理賠結果。

duiyuzheyiwenti
，woyouguoxiangsidejingli
，buguowotoubaodeshiyiwaixian
，yiwaixianduiyuzhiyedeyaoqiuhengao，erqiebazhiyejinxinglexiangxifenlei，yixiefengxiangaodezhiyehuizhijiebeijubao。dangchuwotoubaoyiwaixianshiyuanbenxianghuangbaoyigezhiye，danshihoulaiwotinggongzuorenyuanshuodaohuangbaozhiyehenkenengzaitoubaochenggonghoubeijiechuhetong，wozhihaofangqizhegexiangfa
，xiangbaoxiangongsigaozhilezhenshidezhiye，zuizhongbaoxiangongsijiangwopandingweijiafeichengbao。

zailipeishihuifashengwenti。youdebaoxianxianzhongyubeibaoxianrendezhiyeyouguan。ruwannengxian
，liuleizhiyebunengdangbeibaoxianren。yuanyinshifengxianxishutaida。ruguonicongshiweixianzhiye，nameyidanfashengfengxianshigu
，nidebaoxianshibuqizuoyongde。
有些險種對這個要求不嚴
，如兩年一返的分紅險，隻是保障成本稍微比低風險職業高不了，但是確實是保險管用。

保(bao)險(xian)公(gong)司(si)在(zai)醫(yi)療(liao)險(xian)核(he)保(bao)時(shi)對(dui)被(bei)保(bao)險(xian)人(ren)的(de)職(zhi)業(ye)審(shen)核(he)的(de)確(que)不(bu)如(ru)意(yi)外(wai)險(xian)嚴(yan)格(ge)，謊(huang)報(bao)職(zhi)業(ye)然(ran)後(hou)通(tong)過(guo)核(he)保(bao)是(shi)可(ke)以(yi)實(shi)現(xian)的(de)，但(dan)是(shi)就(jiu)算(suan)投(tou)保(bao)成(cheng)功(gong)，出(chu)險(xian)後(hou)能(neng)否(fou)得(de)到(dao)賠(pei)付(fu)也(ye)是(shi)未(wei)知(zhi)數(shu)。因(yin)為(wei)我(wo)國(guo)《保險法》有you過guo規gui定ding
，若ruo因yin投tou保bao人ren故gu意yi或huo重zhong大da過guo失shi在zai投tou保bao時shi未wei如ru實shi告gao知zhi

，足zu以yi影ying響xiang保bao險xian人ren是shi否fou決jue定ding承cheng保bao或huo提ti高gao保bao費fei之zhi時shi，保bao險xian人ren有you權quan解jie除chu合he同tong。但dan保bao險xian人ren必bi須xu在zai知zhi道dao有you解jie除chu事shi宜yi之zhi日ri到dao30日內行使解除權利，超過30日則權利自動消滅。