在健康告知的時候
，如果沒有告知門診信息，有事嗎？

理(li)賠(pei)時(shi)，保(bao)險(xian)公(gong)司(si)會(hui)對(dui)被(bei)保(bao)人(ren)進(jin)行(xing)嚴(yan)格(ge)調(tiao)查(zha)。這(zhe)並(bing)不(bu)是(shi)為(wei)了(le)逃(tao)避(bi)理(li)賠(pei)

，而(er)是(shi)為(wei)了(le)排(pai)除(chu)某(mou)些(xie)人(ren)騙(pian)保(bao)的(de)嫌(xian)疑(yi)，減(jian)少(shao)保(bao)險(xian)公(gong)司(si)的(de)風(feng)險(xian)。投(tou)保(bao)人(ren)在(zai)投(tou)保(bao)的(de)時(shi)候(hou)，就(jiu)已(yi)經(jing)授(shou)予(yu)了(le)保(bao)險(xian)公(gong)司(si)查(zha)詢(xun)就(jiu)醫(yi)記(ji)錄(lu)的(de)權(quan)利(li)。保(bao)險(xian)公(gong)司(si)會(hui)進(jin)行(xing)多(duo)渠(qu)道(dao)調(tiao)查(zha)，核(he)實(shi)被(bei)保(bao)險(xian)人(ren)投(tou)保(bao)前(qian)的(de)門(men)診(zhen)記(ji)錄(lu)
、就醫情況、體檢情況、醫保卡使用情況等等。調查範圍廣，調查細致，審核嚴格。

現xian在zai醫yi療liao體ti係xi逐zhu漸jian網wang絡luo化hua，意yi味wei著zhe之zhi後hou你ni的de就jiu診zhen記ji錄lu也ye就jiu更geng加jia容rong易yi能neng查zha到dao。在zai理li賠pei時shi，為wei了le防fang止zhi某mou些xie人ren騙pian保bao，減jian少shao保bao險xian公gong司si的de風feng險xian，保bao險xian公gong司si會hui對dui你ni進jin行xing嚴yan格ge的de調tiao查zha。核he實shi的de內nei容rong包bao括kuo就jiu醫yi記ji錄lu、體檢記錄
、醫yi保bao卡ka使shi用yong記ji錄lu以yi及ji門men診zhen記ji錄lu
，也ye就jiu是shi說shuo
，如ru果guo你ni沒mei有you告gao知zhi門men診zhen的de情qing況kuang，保bao險xian公gong司si可ke能neng會hui認ren為wei你ni屬shu於yu騙pian保bao的de人ren，拒ju絕jue你ni購gou買mai保bao險xian。最zui好hao的de建jian議yi就jiu是shi問wen什shen麼me，答da什shen麼me，對dui保bao險xian公gong司si詢xun問wen的de問wen題ti如ru實shi回hui答da，對dui沒mei有you問wen到dao的de內nei容rong就jiu無wu需xu主zhu動dong告gao知zhi了le。保bao險xian如ru實shi告gao知zhi最zui壞huai的de結jie果guo也ye就jiu是shi拒ju保bao
，總zong比bi沒mei有you如ru實shi告gao知zhi導dao致zhi拒ju賠pei來lai得de好hao，而er且qie在zai拒ju保bao之zhi後hou也ye可ke以yi盡jin早zao投tou保bao其qi他ta保bao險xian公gong司si的de產chan品pin。

gaigaozhidehaishiyaogaozhide，fangzhijianglaihuichuxianbaoxianlipeidejiufen。zuijinzaiwangshangjingchangkandaoyinweibaoxiangaozhiwentiernaoshangfatingde。qishizaimianduibaoxiangaozhideshihouzhixuyaogenjuwentirushigaozhijiuhaole，qitazijibuzhidaoyoumeiyoudedebing，yemeiyouquyiyuanjianzhaguode，shuobailejiushimeiyoubeiyiyuanquezhendebingdoukeyihuidafou。duiyumenzhenshibushiyaogaozhidehua，gerenjianyihaishigaozhibijiaohao
，yinweinibuzhidaomenzhendedebinghuibuhuiyingxiangdaonijianglaidebaoxianlipei。

健康告知是在保險投保的時候，保險業務員會根據你的身體情況進行的一些相關詢問，這些問題關乎著你能不能成功買到保險。

baoxiangongsiyouzheyangedebaoxianshenhexitong
，duiyumeikuanbaoxiansuozhidingdejiankanggaozhixunwenshibutongde，dandouhebaoxianchanpinqizhemibukefendeguanxi
，yinci

，zaijiankanggaozhideshihou
，yaobingchizuidachengxinyuanze，zaibuyinmandeqingkuangxia，zuodaobuduoshuobushaoshuo，bingbuxuyaozhudongbazijiquanbudejiankangqingkuanggaozhibaoxiangongsi

，danshiyouxieshihounibuzhidaoyixiemenzhensuoyudaodebingshifouhuiduibaoxianhebaoyousuoyingxiang
，jianyihaishiyaobamenzhendeneironggaozhibaoxiangongsi。