為什麼要購買商業保險

社she會hui保bao障zhang和he醫yi療liao保bao險xian是shi最zui基ji本ben和he最zui基ji礎chu的de保bao障zhang。商shang業ye保bao險xian可ke以yi提ti供gong更geng廣guang泛fan
，更geng寬kuan鬆song，更geng充chong足zu的de家jia庭ting保bao障zhang。選xuan擇ze商shang業ye保bao險xian相xiang當dang於yu選xuan擇ze更geng好hao的de生sheng活huo方fang式shi。

購買商業銀行保險，主要還是因為社會保障不足：

A、當客戶有一天離開家人時，社會保障不會實時提供大量資金來照顧家人，並能夠以適當的方式處理這種情況。

B
、如(ru)果(guo)客(ke)戶(hu)需(xu)要(yao)醫(yi)療(liao)治(zhi)療(liao)，社(she)會(hui)保(bao)障(zhang)隻(zhi)能(neng)提(ti)供(gong)當(dang)地(di)最(zui)低(di)標(biao)準(zhun)的(de)醫(yi)療(liao)服(fu)務(wu)，既(ji)不(bu)能(neng)選(xuan)擇(ze)可(ke)能(neng)更(geng)適(shi)合(he)他(ta)的(de)外(wai)地(di)醫(yi)院(yuan)

，也(ye)不(bu)使(shi)用(yong)非(fei)社(she)會(hui)保(bao)險(xian)來(lai)指(zhi)定(ding)更(geng)先(xian)進(jin)的(de)藥(yao)品(pin)，隻(zhi)能(neng)使(shi)用(yong)最(zui)低(di)標(biao)準(zhun)病(bing)房(fang)
、 yiliaoqicai。tongshi，zaijibingqijian
，yingyangfeiyong，hulifeiyong

，zifuyiliaofeiyong，jiatingshenghuofeiyongbixuyouzijichengdan。shehuibaozhangyiliaozuigaoxianebaozhangdeshangxianyebukuansong。

C、shehuibaozhangdeguanliheguanlizhuangkuangburongleguan。suizhezhongguonianqingrenkoudebeishujiangdi
，shehuibaozhangzhifudeyalijiangriyizengjia
，weilaibingbunengbaozhengyigefuyuhetimiandetuixiushenghuo。

對dui於yu為wei什shen麼me要yao後hou買mai商shang業ye保bao險xian的de人ren來lai說shuo
，隻zhi能neng說shuo明ming你ni現xian在zai還hai沒mei有you認ren識shi到dao商shang業ye保bao險xian的de重zhong要yao性xing
，要yao知zhi道dao，現xian在zai的de小xiao孩hai麵mian臨lin的de壓ya力li比bi較jiao大da
，未wei來lai依yi靠kao自zi己ji的de小xiao孩hai養yang老lao是shi一yi個ge風feng險xian很hen大da的de事shi情qing。所suo以yi要yao是shi想xiang要yao一yi個ge舒shu適shi的de養yang老lao生sheng活huo，建jian議yi還hai是shi購gou買mai商shang業ye保bao險xian，當dang然ran養yang老lao僅jin僅jin是shi體ti現xian的de一yi個ge例li子zi，其qi他ta的de方fang麵mian還hai有you很hen多duo。