今天小編通過2個案例給大家講解一下,為什麼買了重疾險罹患了癌症後,保險公司會拒賠?原因出在哪?
第一個案例:
2017年4月,天津男子曾某(化名)在10天內連續在多家保險公司投保了812萬重疾保額,...
時間:2026-04-09 13:18:15
在(zai)理(li)賠(pei)的(de)時(shi)候(hou)最(zui)擔(dan)心(xin)的(de)就(jiu)是(shi)被(bei)保(bao)險(xian)公(gong)司(si)拒(ju)賠(pei)或(huo)者(zhe)少(shao)賠(pei),今(jin)天(tian)小(xiao)編(bian)主(zhu)要(yao)是(shi)從(cong)一(yi)個(ge)少(shao)賠(pei)案(an)例(li)說(shuo)起(qi),教(jiao)大(da)家(jia)投(tou)保(bao)重(zhong)疾(ji)險(xian)的(de)時(shi)候(hou)怎(zen)樣(yang)才(cai)能(neng)少(shao)花(hua)錢(qian)得(de)到(dao)更(geng)多(duo)的(de)保(bao)障(zhang)。
案例詳情:
23歲大三女學生珊珊(化名),由於長期胃脹、腹瀉難...
時間:2026-04-09 13:18:15
很多人應該和我一樣,得疾病離自己很遠,意外發生很偶然,自己也未必就能遇上,但直到周邊的人突然去世、突發意外才發現,那些戲本子中的事,有時候並不遠。對於疾病和意外,我們無法阻止,但希望可以做到的是未雨綢...
時間:2026-04-09 13:18:15
買保險原本是為的防身,但人們有一個共同的擔憂:買的時候容易,賠的時候難!這(zhe)些(xie)年(nian)經(jing)濟(ji)發(fa)展(zhan),保(bao)險(xian)行(xing)業(ye)也(ye)是(shi)日(ri)益(yi)發(fa)展(zhan),互(hu)聯(lian)網(wang)保(bao)險(xian)的(de)興(xing)起(qi),一(yi)方(fang)麵(mian)促(cu)進(jin)了(le)保(bao)險(xian)產(chan)品(pin)的(de)不(bu)斷(duan)完(wan)善(shan),另(ling)一(yi)方(fang)麵(mian)使(shi)得(de)產(chan)品(pin)從(cong)解(jie)讀(du)到(dao)理(li)賠(pei)更(geng)加(jia)透(tou)明(ming),今(jin)...
時間:2026-04-09 13:18:15
前幾天“不敢看自己的體檢報告”刷了一波朋友圈,壓力大、加班多、睡(shui)得(de)少(shao)是(shi)現(xian)在(zai)很(hen)多(duo)年(nian)輕(qing)人(ren)的(de)生(sheng)活(huo)特(te)點(dian),於(yu)是(shi)出(chu)現(xian)了(le)很(hen)多(duo)人(ren)對(dui)自(zi)己(ji)的(de)健(jian)康(kang)狀(zhuang)況(kuang)不(bu)自(zi)信(xin),其(qi)實(shi)都(dou)知(zhi)道(dao)這(zhe)種(zhong)生(sheng)活(huo)狀(zhuang)態(tai)並(bing)不(bu)健(jian)康(kang),現(xian)在(zai)很(hen)多(duo)的(de)疾(ji)病(bing)都(dou)開(kai)始(shi)呈(cheng)現(xian)年(nian)輕(qing)化(hua)趨(qu)...
時間:2026-04-09 13:18:15
重疾險根據保障時間一般分為兩種類型,一種是定期,即根據保障期限的不同保障至合適的年齡,比如說70歲、80歲。另一種則是終身,即保障至終身。這個時候就有朋友想說,終身重疾險看著挺不錯的,那終身重疾險有什...
時間:2026-04-09 13:18:15
父(fu)母(mu)給(gei)孩(hai)子(zi)買(mai)保(bao)險(xian)的(de)時(shi)候(hou),除(chu)了(le)要(yao)填(tian)寫(xie)孩(hai)子(zi)的(de)相(xiang)關(guan)資(zi)料(liao),還(hai)需(xu)要(yao)提(ti)供(gong)投(tou)保(bao)人(ren)的(de)相(xiang)關(guan)信(xin)息(xi)。那(na)麼(me)問(wen)題(ti)就(jiu)來(lai)了(le),給(gei)孩(hai)子(zi)買(mai)保(bao)險(xian)投(tou)保(bao)人(ren)寫(xie)誰(shui)比(bi)較(jiao)好(hao)?寫(xie)爸(ba)爸(ba)還(hai)是(shi)寫(xie)媽(ma)媽(ma)?下(xia)麵(mian)多(duo)保(bao)魚(yu)小(xiao)編(bian)就(jiu)簡(jian)單(dan)介(jie)紹(shao)一(yi)下(xia)。
1、什麼是投保人
投保人就...
時間:2026-04-09 13:18:15
隨著保險行業的迅猛發展,重疾險產品的種類越來越多,目前常見的重疾險種類有消費型的、返還型的、提前給付型的還有多次賠付型的……讓人傻傻分不清楚,今天小編就和大家聊聊不同類型的重疾險,看完之後再也不怕買錯...
時間:2026-04-09 13:18:15
zaijiankangbaoxianli,zhongjixiansuandeshangshizuifuzadeyigexianzhong,shichangshangwuhuabamendezhongjixianchanpinhenduo,congzhongjixiandebaozhangjiaodulaishuo,zhongjixianchuleyouzhongjibaozhang,haiyouqingzhenghezhongzhengdebaozhang,zhongjixianzhongdeqingzhengyoushenmeyong?shifouzhidegoumaine?jintianxiaobianjiulailiao...
時間:2026-04-09 13:18:15
中zhong國guo人ren壽shou是shi國guo內nei知zhi名ming的de大da型xing保bao險xian公gong司si,其qi重zhong疾ji險xian險xian種zhong眾zhong多duo,很hen多duo消xiao費fei者zhe在zai投tou保bao中zhong國guo人ren壽shou保bao險xian的de時shi候hou,往wang往wang不bu知zhi道dao該gai如ru何he購gou買mai。這zhe個ge時shi候hou就jiu有you朋peng友you想xiang說shuo,中zhong國guo人ren壽shou重zhong疾ji險xian的de類lei型xing有you哪na些xie?下xia麵mian就jiu隨sui著zhe多duo保bao魚yu一yi起qi來lai看kan看kan吧ba。
中國人壽...
時間:2026-04-09 13:18:15
zhongjixianshibaoxianshichangfeichangshouhuanyingdexianzhong,zhongjidefabinglvhengaobingqiezhiliaofeianggui,yincihenduobaoxianyishiqiangderendouhuiweizijipeizhiyifenzhongjixian。baoxiangongsizhenduiyouxuqiuderenquntuichulegezhonggeyangdezhongjixianchanpin,qishijiuyichunzhongjixianzuishouhuanying,namechunzhong...
時間:2026-04-09 13:18:15
現(xian)在(zai)大(da)多(duo)數(shu)人(ren)都(dou)有(you)基(ji)本(ben)醫(yi)療(liao)保(bao)險(xian),但(dan)是(shi)醫(yi)保(bao)隻(zhi)能(neng)報(bao)銷(xiao)社(she)保(bao)範(fan)圍(wei)內(nei)的(de)醫(yi)療(liao)費(fei)用(yong),對(dui)於(yu)患(huan)重(zhong)疾(ji)的(de)的(de)朋(peng)友(you)來(lai)說(shuo)不(bu)能(neng)從(cong)根(gen)本(ben)上(shang)解(jie)決(jue)醫(yi)療(liao)費(fei)用(yong)問(wen)題(ti),而(er)且(qie)後(hou)期(qi)的(de)康(kang)複(fu)費(fei)用(yong)以(yi)及(ji)營(ying)養(yang)費(fei)用(yong)也(ye)是(shi)一(yi)個(ge)大(da)問(wen)題(ti)。聽(ting)說(shuo)重(zhong)疾(ji)險(xian)可(ke)以(yi)解(jie)決(jue)這(zhe)方(fang)麵(mian)的(de)問(wen)題(ti),於(yu)...
時間:2026-04-09 13:18:15
前qian段duan時shi間jian光guang大da永yong明ming人ren壽shou一yi直zhi沒mei歇xie下xia來lai,一yi口kou氣qi推tui出chu了le好hao幾ji款kuan重zhong疾ji險xian產chan品pin,備bei受shou消xiao費fei者zhe關guan注zhu。那na麼me光guang大da永yong明ming推tui出chu的de好hao幾ji款kuan重zhong疾ji險xian,哪na款kuan更geng具ju有you性xing價jia比bi綜zong合he實shi力li更geng好hao呢ne?下xia麵mian多duo保bao魚yu小xiao編bian就jiu簡jian單dan介jie紹shao一yi下xia。
一、超級瑪麗旗艦版
承保...
時間:2026-04-09 13:18:15
最近,小編的朋友遇到了一個這樣的問題:公司組織年度體檢,發現自己身上有點小毛病,醫生說沒事不用治療,之後他去買保險,保險公司卻認為是“健康異常體”,被拒保了。一問才知道,這種現象還不是個例,很多朋友都...
時間:2026-04-09 13:18:15
mingtianheyiwaibuzhidaonagexianlai,duiyuyiwai,womenmeigerendouyinggaiyoufengxianyishi,yifenyiwaixian,yexubunengmibuyiwaidailaidexinlishanghai,danshikeyimibuyiwaizaochengdejingjisunshi。xianrujin,baoxianyishigaoderendouhuigeizijihejiarentoubaoyifenyiwaixian,danshihen...
時間:2026-04-09 13:18:15
隨sui著zhe人ren們men生sheng活huo水shui平ping的de提ti高gao,人ren們men的de保bao險xian意yi識shi不bu斷duan加jia強qiang,保bao險xian慢man慢man的de走zou進jin了le千qian家jia萬wan戶hu,越yue來lai越yue多duo的de人ren想xiang要yao為wei自zi己ji和he家jia人ren配pei置zhi一yi些xie保bao障zhang。那na什shen麼me是shi保bao險xian?買mai保bao險xian有you什shen麼me用yong?投tou保bao前qian有you哪na些xie需xu要yao注zhu意yi的de事shi項xiang?
保險保障的就是未知風險,...
時間:2026-04-09 13:18:15
十年努力奔小康,一場大病全泡湯,這是對重大疾病最好的描述。重疾的特點就是耗時長、難治愈、花費多以及嚴重影響身體健康。一旦不幸患上重疾,不僅無法繼續工作而且治療費動輒十幾萬甚至幾十萬,對於普通家庭而言,...
時間:2026-04-09 13:18:15
goumaishangyebaoxian,zuipadejiushilipeinan。henduopengyouhuiyouzheyangdeyihuo,mingmingmailejibingxiangguandebaoxianweishenmeshengbinghoubaoxiangongsibulipei?yuanyindaodichuzaina?qishibaoxiangongsibingbushishenmebingdouhuipeifu,youxieqingkuangxiakenenghuibeijupei,daodinaxieqingkuangxiahuibeiju...
時間:2026-04-09 13:18:15
xinhuarenshoushiwoguobijiaozhimingderenshoubaoxiangongsi,qigongsizhongjixianchanpinzhongduo,xiaofeizhezaitiaoxuanzhongjixiandeshihou,wangwangbuzhidaoruhexuanze。namexinhuarenshoudezhongjixianyounaxie,nazhongzhidexuanze?xiamianduobaoyuxiaobianjiujiandanjieshaoyixia。
一、新華健康無憂...
時間:2026-04-09 13:18:15
henduojiatingwufachengshouzhongdajibingdailaidejingjisunshi,tebieshijingjitiaojianjiaochadejiating。yushijiuyoubushaopengyouxuanzeyongbaoxianlaizhuanyizhongjifengxian,danshibaoxianshichangdezhongjichanpinyouhenduo,zhongjixianmainakuanbijiaohaone?duobaoyuduibishichangshangrexiaodezhongjixianhou,juedingtuijian...
時間:2026-04-09 13:18:15
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