很多人可能不知道不論給自己投保重疾險
，還是給他人投保時，有一個保險責任或者附加項叫“豁免”。有的保險業務員可能會介紹說這個產品有投被保人豁免險

，可以“夫妻互保”，一人出險兩人保費都免了。 聽起來很厲害...

這zhe幾ji年nian，互hu聯lian網wang經jing濟ji在zai全quan球qiu迅xun速su發fa展zhan起qi來lai
，越yue來lai越yue多duo的de實shi體ti企qi業ye開kai始shi入ru駐zhu互hu聯lian網wang，開kai辟pi新xin的de發fa展zhan道dao路lu，保bao險xian行xing業ye不bu例li外wai。放fang眼yan整zheng個ge保bao險xian市shi場chang
，很hen多duo高gao性xing價jia比bi的de產chan品pin都dou是shi線xian上shang產chan品pin，所suo以yi這zhe也ye導dao致zhi很hen多duo消xiao費fei者zhe偏pian愛ai在zai線xian上shang投tou保bao，那na麼me問wen...

“保險想買就能買”，如ru果guo你ni還hai這zhe樣yang想xiang，就jiu大da錯cuo特te錯cuo了le。尤you其qi是shi當dang被bei別bie人ren投tou保bao時shi，如ru果guo沒mei有you保bao險xian關guan係xi，投tou保bao人ren是shi不bu能neng隨sui便bian給gei被bei保bao險xian人ren買mai保bao險xian的de。今jin天tian小xiao編bian就jiu通tong過guo一yi個ge案an例li來lai聊liao聊liao男nan女nv朋peng友you是shi否fou可ke以yi給gei對dui方fang買mai保bao險xian，一yi起qi來lai看kan看kan。 ...

xianzaisuizhehulianwangjingjidebuduanfazhan
，yuelaiyueduodebaoxiangongsikaishizaiwangshangshoumaizijidebaoxianchanpin。dajiayekeyifaxian，wangshangshoumaidebaoxianchanpin
，tongchangdoushichunbaozhangdebaoxian
，jiagedoufeichangbianyi，feichangshihegangburushehuidexiaofeizhegoumai。danshijiuyourenchanshengle...

​隨sui著zhe互hu聯lian網wang技ji術shu的de不bu斷duan發fa展zhan，人ren們men的de生sheng活huo越yue來lai越yue離li不bu開kai網wang絡luo了le，可ke以yi說shuo網wang絡luo已yi經jing改gai變bian了le我wo們men的de生sheng活huo。就jiu拿na保bao險xian來lai說shuo
，以yi前qian買mai保bao險xian都dou是shi去qu到dao線xian下xia的de網wang點dian購gou買mai或huo者zhe在zai保bao險xian業ye務wu員yuan那na裏li購gou買mai，如ru今jin在zai家jia裏li就jiu可ke以yi購gou買mai保bao險xian，隻zhi要yao你ni有you一yi部bu...

上shang網wang購gou買mai保bao險xian產chan品pin是shi目mu前qian比bi較jiao受shou歡huan迎ying的de一yi個ge方fang式shi
，不bu僅jin可ke以yi自zi己ji主zhu動dong選xuan擇ze，還hai可ke以yi多duo方fang對dui比bi，價jia格ge還hai比bi線xian下xia銷xiao售shou員yuan那na購gou買mai還hai更geng便bian宜yi。但dan是shi網wang上shang購gou買mai保bao險xian產chan品pin，需xu要yao注zhu意yi很hen多duo問wen題ti，比bi如ru說shuo有you很hen多duo人ren由you於yu自zi己ji剛gang接jie觸chu保bao險xian不bu久jiu，光guang靠kao網wang...

bushaoxiaofeizhegoumaibaoxianchanpindeshihou，bujinhuitiaoxuanxingjiabijiaogaodebaoxianchanpin，erqiehaihuitiaoxuanpaimingbijiaokaoqiandebaoxiangongsi。namewentijiulaile，shimianshangremendekunlunjiankangbaoxiangongsizenmeyang？baoxianpaimingdiji？xiamianxiaobianjiujiandangeidajialiaoliaozhegehuati。 ...

huaxiabaoxianshiyijiaquanguoxingrenshoubaoxiangongsi，tanenggoujingyinggezhongrenshoubaoxianyewu。zaibaoxianshichangzhong
，huaxiajiankangbaoxianshenshouxiaofeizhexiai。namewentilaile，huaxiajiankangbaoxiandaodizenmeyang

？zhibuzhidegoumai？xiamianxiaobianjiujiandanlaitantanzhegehuati。 想知道華夏...

隨sui著zhe保bao險xian行xing業ye的de高gao速su發fa展zhan
，關guan注zhu保bao險xian的de人ren越yue來lai越yue多duo。除chu了le很hen多duo想xiang買mai保bao險xian的de消xiao費fei者zhe，保bao險xian行xing業ye的de從cong業ye者zhe也ye比bi之zhi前qian多duo了le

，保bao險xian行xing業ye到dao底di賺zhuan錢qian嗎ma

？保bao險xian行xing業ye值zhi得de入ru行xing嗎ma？今jin天tian小xiao編bian就jiu來lai聊liao聊liao保bao險xian行xing業ye最zui賺zhuan錢qian的de幾ji個ge崗gang位wei，感gan興xing趣qu的de朋peng友you別bie錯cuo...

保險行業的三大潛規則
，你知道是哪些嗎？ 第一、醫療險不單賣。 說這句話的多數都是線下業務員，原因是這個產品它並不賺錢。所以想要捆綁某種更高利潤的險種來賣。 第二、先做健康告知。 先做個健康告知，就...

健jian康kang保bao險xian主zhu要yao以yi身shen體ti健jian康kang作zuo為wei標biao準zhun的de保bao險xian產chan品pin，而er人ren壽shou保bao險xian與yu健jian康kang保bao險xian不bu同tong，它ta是shi以yi被bei保bao人ren的de生sheng命ming作zuo為wei保bao險xian標biao準zhun
，也ye就jiu是shi說shuo被bei保bao人ren的de生sheng存cun或huo者zhe死si亡wang是shi壽shou險xian的de保bao障zhang範fan圍wei，那na麼me這zhe兩liang者zhe有you什shen麼me區qu別bie呢ne？下xia麵mian多duo保bao魚yu來lai具ju體ti介jie紹shao一yi下xia。 ...

每(mei)年(nian)年(nian)末(mo)到(dao)年(nian)初(chu)，保(bao)險(xian)行(xing)業(ye)的(de)開(kai)門(men)紅(hong)活(huo)動(dong)就(jiu)開(kai)始(shi)了(le)。在(zai)這(zhe)個(ge)活(huo)動(dong)期(qi)間(jian)有(you)很(hen)多(duo)保(bao)險(xian)產(chan)品(pin)看(kan)似(si)優(you)惠(hui)力(li)度(du)很(hen)大(da)，不(bu)少(shao)朋(peng)友(you)都(dou)在(zai)問(wen)保(bao)魚(yu)君(jun)，開(kai)門(men)紅(hong)活(huo)動(dong)怎(zen)麼(me)樣(yang)，噱(xue)頭(tou)都(dou)很(hen)足(zu)
，值(zhi)不(bu)值(zhi)得(de)買(mai)呢(ne)？別(bie)急(ji)
，接(jie)下(xia)來(lai)多(duo)保(bao)魚(yu)就(jiu)給(gei)大(da)家(jia)具(ju)體(ti)分(fen)析(xi)下(xia)。 ...

dajiadouzhidaojiankangbaoxiannenggoubaozhangrenmendejiankang，danshishimianshangjiankangbaoxiansuotuichudechanpinzhongduo，xuanzeyikuanbijiaohaodechanpinyebijiaonan，birushuozhongji，yiliaodoushuyujiankangxian，namejiankangbaoxiannagehaone
，tiaoxuandebiaozhunshishenme？xiamianduobaoyugeidajiajiandanfenxixia...

jiankangbaoxianzairenmenhuanshangjibingdeshihoufahuizhezhongyaodebaozhangzuoyong
，jiankangbaoxianchanpinzhongduo

，henduoshihouxiaofeizhebuzhidaozenmexuanzedaoheshidechanpin

，jiubiru，xuyaolipeideshihoufaxianxuancuolebaoxianchanpin
，zhejiushiyijianhentongkudeshiqing。xiamianduobaoyugeidajiafenxiyixia...

yifenbaoxianzhong，baoxianrenyubeibaoxianrensuiranzhichayigezidanshitamendechabiehaishibijiaodade，buzenmelejiebaoxianxingyederenwangwangjiuzaibaoxiandeshuyufangmianshangjiumishilefangxiang，naxuanzebaoxiangengjiashiyitahutu
，qishi，baoxianrenjiushichengbaorentongchangqingkuanglaishuoshiyifarenjing...

suizheshehuidekuaisufazhan，huanjingwuranrijianyanzhong，biruwumaidechanshenggengshishikeweixiezherenmendeshengminganquan，meitiandouzaiyusishenjinxingbodou，renmendouxiwangzaizuihouhuodeyizhujiumingdaocao
，danshibingrendeshenxindouyijingbushihejixucanjiagongzuo。namewomenshifoukeyigeiwo...

隨(sui)著(zhe)社(she)會(hui)的(de)快(kuai)速(su)發(fa)展(zhan)，環(huan)境(jing)汙(wu)染(ran)日(ri)漸(jian)嚴(yan)重(zhong)
，比(bi)如(ru)霧(wu)霾(mai)的(de)產(chan)生(sheng)更(geng)是(shi)時(shi)刻(ke)威(wei)脅(xie)著(zhe)人(ren)們(men)的(de)生(sheng)命(ming)安(an)全(quan)，每(mei)天(tian)都(dou)在(zai)與(yu)死(si)神(shen)進(jin)行(xing)搏(bo)鬥(dou)，人(ren)們(men)都(dou)希(xi)望(wang)在(zai)最(zui)後(hou)獲(huo)得(de)一(yi)株(zhu)救(jiu)命(ming)稻(dao)草(cao)，但(dan)是(shi)病(bing)人(ren)的(de)身(shen)心(xin)都(dou)已(yi)經(jing)不(bu)適(shi)合(he)繼(ji)續(xu)參(can)加(jia)工(gong)作(zuo)，失(shi)去(qu)了(le)經(jing)濟(ji)來(lai)源(yuan)。那(na)麼(me)...

zaibaoxianfangmian
，xuduorenkenenghuichihuaiyitaiduheguanwangtaidu。bijing
，zaichuantongbaoxianmoshideyingxiangxia，xiaofeizhehuijiaodebaoxian，tebieshishouxiankunyanzhongjibingdebaoxian
，shipianju。zheshiyigekengrenma？nizhendekeyitigongweilaidefengxianbaozhangma？shishishang
，suizhebaoxianyedefa...

在保險方麵，許多人可能會持懷疑態度和觀望態度。畢竟
，在傳統保險模式的影響下
，消費者會覺得保險，特別是壽險、重疾險這類保險，都是騙局。這是一個坑人的嗎？你真的可以提供未來的風險保障嗎
？事實上，隨著保險業...

互hu聯lian網wang時shi代dai的de到dao來lai給gei人ren們men帶dai來lai了le很hen多duo便bian利li。每mei個ge人ren都dou可ke以yi在zai不bu離li開kai家jia的de情qing況kuang下xia購gou買mai他ta們men想xiang要yao的de東dong西xi，他ta們men在zai生sheng活huo中zhong需xu要yao的de一yi切qie，如ru食shi物wu，衣yi服fu
，住zhu房fang和he交jiao通tong工gong具ju，都dou可ke以yi在zai網wang上shang購gou買mai。每mei個ge喜xi歡huan網wang上shang購gou物wu便bian利li的de人ren都dou會hui對dui在zai線xian購gou物wu產chan...