想問一下定期壽險的現金價值有什麼用？

定(ding)期(qi)壽(shou)險(xian)雖(sui)然(ran)比(bi)較(jiao)便(bian)宜(yi)
，但(dan)是(shi)，它(ta)基(ji)本(ben)是(shi)沒(mei)有(you)什(shen)麼(me)現(xian)金(jin)價(jia)值(zhi)的(de)。如(ru)果(guo)被(bei)保(bao)險(xian)人(ren)在(zai)保(bao)險(xian)期(qi)間(jian)沒(mei)有(you)死(si)亡(wang)或(huo)全(quan)殘(can)，保(bao)險(xian)合(he)同(tong)在(zai)保(bao)險(xian)期(qi)限(xian)滿(man)時(shi)會(hui)被(bei)立(li)即(ji)終(zhong)止(zhi)，保(bao)險(xian)公(gong)司(si)也(ye)不(bu)會(hui)給(gei)被(bei)投(tou)保(bao)人(ren)任(ren)何(he)賠(pei)償(chang)。

定(ding)期(qi)壽(shou)險(xian)也(ye)是(shi)有(you)現(xian)金(jin)價(jia)值(zhi)的(de)，但(dan)由(you)於(yu)定(ding)期(qi)壽(shou)險(xian)屬(shu)於(yu)消(xiao)費(fei)型(xing)的(de)保(bao)險(xian)產(chan)品(pin)
，因(yin)此(ci)現(xian)金(jin)價(jia)值(zhi)通(tong)常(chang)比(bi)較(jiao)低(di)，雖(sui)然(ran)會(hui)隨(sui)著(zhe)保(bao)障(zhang)時(shi)間(jian)的(de)增(zeng)長(chang)兒(er)增(zeng)長(chang)
，但(dan)是(shi)增(zeng)長(chang)的(de)速(su)度(du)非(fei)常(chang)慢(man)
，待(dai)保(bao)險(xian)期(qi)滿(man)
，保(bao)單(dan)的(de)現(xian)金(jin)價(jia)值(zhi)為(wei)重(zhong)新(xin)歸(gui)零(ling)。

dingqishouxiantoubaoqianjiniandexianjinjiazhihendi，yinciruguozaizhegeshijianduanqutuibao，shibihuimianlinbijiaoyanzhongdejingjisunshi，jiaolehaojiqiandebaofei，tuibaozuizhongzhinengnahuijibaiyuanyeshiyoukenengde。

dingqishouxianshiyizhongxiaofeixingbaoxian
，yejiushishuohuaqianmaibaozhang
，meiyouchuxugongneng
，xianjinjiazhimanqiguiling。gengjiatongsudishuojiushibaoxiandaoqihou，jibianmeiyouchuxianlipei，yenabuhuijiaoguodebaofei。yibanqingkuang，toubaorenruguomailedingqishouxian，xianjinjiazhijihuweiling。