yanglaojindelingqushixianzaihenduoxiaofeizhedoufeichangguanzhudeyigewenti，ruguoguangshiyikaoshehuiyanglaojin，kenengzuihoumeiyuenenglingqudeqianzhigoumaicaide，duiyunaxietuixiuhouxianghaohaochuquwanderenlaishuo
，zhebiqianshiwanquanbugouyongde。namewomengairuherangzijidelaonianshenghuogengjia...

henduopengyoudouyoumaibaoxiandeyishi，yeleyiqumaibaoxian
，danshitoubaodeshihouhendayi，suibianmaileyifenfangzainalijiubuguanle，yizhichuxianxuyaolipeideshihou，caifaxianzijitoubaodeshihoumeiyourushigaozhishentijiankangqingkuanghuozhemeiyouzaixikanbaoxiandehetongneirong
，yaozhidaozhe...

中國人素來有“養兒防老”的說法，然而養兒真的能防老嗎？讓我們來看一個現實生活中活生生的例子：老人生養四個兒子 最後死在出租屋。 事情是這樣的，一位姓周的老太太生了四個兒子，四個兒子個個有出息

，不是在...

買(mai)保(bao)險(xian)最(zui)重(zhong)要(yao)的(de)什(shen)麼(me)呢(ne)？當(dang)然(ran)就(jiu)是(shi)簽(qian)訂(ding)合(he)同(tong)了(le)。保(bao)險(xian)說(shuo)到(dao)底(di)是(shi)一(yi)個(ge)合(he)約(yue)產(chan)品(pin)

，隻(zhi)要(yao)不(bu)違(wei)規(gui)，保(bao)險(xian)合(he)同(tong)的(de)法(fa)律(lv)效(xiao)應(ying)就(jiu)一(yi)直(zhi)在(zai)
，雙(shuang)方(fang)都(dou)要(yao)遵(zun)守(shou)合(he)同(tong)上(shang)的(de)條(tiao)規(gui)。無(wu)奈(nai)的(de)是(shi)，很(hen)多(duo)人(ren)都(dou)不(bu)懂(dong)去(qu)看(kan)合(he)同(tong)，或(huo)者(zhe)根(gen)本(ben)看(kan)不(bu)懂(dong)合(he)同(tong)。畢(bi)竟(jing)保(bao)險(xian)合(he)同(tong)密(mi)...

nixiwangnidelaonianshenghuoshizenyangde？zaiguangchangshangpianpianqiwuhaishizaishuyinxiaxiazheqi
？yihuoshipeizhezijidesunzisunnv？henduorenhuixiang，wonianjihaixiao
，jiuyaokaishiguanzhuyanglaolema

？shuidouhuilaoqu，ruheguoshangtimiandeyanglaoshenghuo
，yimeihaocongrongdezitaizouwanshengmingzuihou...

買(mai)保(bao)險(xian)，說(shuo)到(dao)底(di)就(jiu)是(shi)買(mai)了(le)一(yi)份(fen)保(bao)險(xian)合(he)同(tong)回(hui)家(jia)，如(ru)果(guo)保(bao)險(xian)合(he)同(tong)看(kan)不(bu)懂(dong)，那(na)是(shi)非(fei)常(chang)吃(chi)虧(kui)的(de)，今(jin)天(tian)小(xiao)編(bian)就(jiu)通(tong)過(guo)簡(jian)單(dan)幾(ji)步(bu)教(jiao)你(ni)輕(qing)鬆(song)搞(gao)定(ding)保(bao)險(xian)合(he)同(tong)，再(zai)也(ye)不(bu)怕(pa)麵(mian)對(dui)這(zhe)本(ben)“天書”望而卻步抓耳撓腮了。 一
、保單基本信息 保險合同又稱之為...

現在的上班族都要繳納社保
，社保主要包括醫療保險、養老保險、工傷保險、失業保險和生育保險。今天我們主要來聊聊養老保險。 一、養老保險的作用 養老保險主要是為了解決大家的養老問題而設置的保險
，它的社保的重...

​顧先生（化名）zaibeijingjingyingzheyijiawenjudian，riziguodehenxingfu

，suizhediergehaizidechusheng
，tazaibeijingdaikuanmaileyitaoliangjushi，tadeqiziwunvshiyecidiaolegongzuo，huijiazhuanxinzhaoguhaizi
，zengjingyouyiweibaoxiantuixiaoyuanquanguxianshengmaibaoxian，meinianbaofei60...

henduopengyoudeyanglaobaoxianzhiyoushebaozheyizhong，qishishangyeyanglaobaoxiandeyoushiyehenmingxian，feichangzhidedajiaxuangou。zheshihoujiuyoupengyouxiangzhidao，weishenmeyaomaishangyeyanglaobaoxian？shangyeyanglaobaoxianyoushenmehaochu？naxiamianduobaoyuxiaobianjiujiandanjieshaoxia。 一、為什麼要買...

保(bao)險(xian)合(he)同(tong)的(de)內(nei)容(rong)冗(rong)長(chang)，而(er)且(qie)有(you)些(xie)專(zhuan)業(ye)詞(ci)彙(hui)以(yi)及(ji)保(bao)險(xian)條(tiao)款(kuan)很(hen)難(nan)讀(du)懂(dong)，不(bu)少(shao)朋(peng)友(you)拿(na)到(dao)保(bao)險(xian)合(he)同(tong)的(de)時(shi)候(hou)就(jiu)頭(tou)大(da)，根(gen)本(ben)就(jiu)不(bu)知(zhi)道(dao)應(ying)該(gai)怎(zen)麼(me)看(kan)。那(na)麼(me)問(wen)題(ti)就(jiu)來(lai)了(le)，保(bao)險(xian)合(he)同(tong)怎(zen)麼(me)看(kan)？哪(na)幾(ji)點(dian)要(yao)注(zhu)意(yi)？接(jie)下(xia)來(lai)多(duo)保(bao)魚(yu)簡(jian)單(dan)講(jiang)解(jie)一(yi)下(xia)。 一、基本信...

baoxianhetongjiuxiangyifenshuomingshu，biedechanpinbukanshuomingshukenengzhuomozhuomonijiuhuile，danshibaoxianhetongbuyiyang，buzaixikanzuihouzaigentouchikuidejiushiziji。baoxianhetonglimianxuyaozhongdianguanzhudejigeduixiangfenbieshibaoxianzeren、免責條款和保險日期。都說時間是金...

買過保險的朋友都知道，保險合同裏的各種條款很多，稍不留神，就會掉進一個“坑”裏li
，簡jian直zhi防fang不bu勝sheng防fang。很hen多duo保bao險xian拒ju賠pei的de案an例li都dou和he沒mei有you看kan清qing保bao險xian合he同tong有you很hen大da的de關guan係xi，保bao險xian條tiao款kuan又you多duo又you雜za，今jin天tian小xiao編bian就jiu來lai聊liao聊liao如ru何he巧qiao讀du保bao險xian合he同tong
，讓rang...

近年來，保險行業異軍突起，據不完全統計，我國的保險公司有將近200多duo家jia

，五wu花hua八ba門men的de保bao險xian產chan品pin更geng是shi數shu不bu勝sheng數shu。保bao險xian產chan品pin越yue來lai越yue多duo
，買mai保bao險xian的de人ren卻que越yue來lai越yue難nan選xuan擇ze。買mai保bao險xian就jiu像xiang量liang體ti裁cai衣yi，要yao根gen據ju每mei個ge人ren的de年nian齡ling

、收入和預算進...

養yang老lao保bao險xian一yi般ban分fen為wei社she會hui養yang老lao保bao險xian和he商shang業ye養yang老lao保bao險xian。社she會hui養yang老lao保bao險xian隻zhi能neng維wei持chi生sheng活huo的de基ji本ben保bao障zhang，並bing不bu能neng給gei帶dai來lai較jiao高gao質zhi量liang的de晚wan年nian生sheng活huo。因yin此ci
，不bu少shao朋peng友you開kai始shi瞄miao準zhun了le商shang業ye養yang老lao保bao險xian做zuo補bu充chong
，那na麼me商shang業ye養yang老lao保bao險xian分fen為wei哪na幾ji種zhong
？怎zen麼me選xuan比bi較jiao好hao
？下xia...

很hen多duo家jia庭ting為wei了le規gui避bi生sheng活huo中zhong的de風feng險xian，會hui選xuan擇ze購gou買mai保bao險xian，將jiang意yi外wai風feng險xian轉zhuan移yi給gei保bao險xian公gong司si。一yi旦dan出chu險xian，可ke以yi通tong過guo保bao險xian公gong司si的de賠pei償chang金jin來lai減jian少shao經jing濟ji損sun失shi。因yin此ci做zuo好hao家jia庭ting保bao險xian規gui劃hua特te別bie重zhong要yao，那na如ru何he才cai能neng做zuo好hao家jia庭ting保bao險xian規gui劃hua？下xia麵mian多duo保bao魚yu簡jian單dan介jie紹shao下xia...

昨天去銀行的時候，被業務員介紹買所謂的“理財產品”，講述紅利高達5.8%，出chu於yu好hao奇qi

，就jiu拿na過guo來lai看kan了le下xia，結jie果guo發fa現xian是shi某mou保bao險xian公gong司si的de理li財cai產chan品pin，於yu是shi婉wan言yan謝xie絕jue了le。從cong業ye這zhe麼me多duo年nian，這zhe點dian套tao路lu還hai是shi能neng夠gou在zai第di一yi時shi間jian辨bian別bie的de，不bu知zhi...

zhejitianyizhidouyoupengyouwenduobaoyu
，jiatingbaoxiangaizenmepeizhiya
，jialiyoulaorenhexiaohaiyaoyang，erqiejingjiyoushifenjinzhang，gaizenmepeizhibaoxianbijiaoheshine？duobaoyutixingjiatingbaoxianpeizhidezhongzhongzhizhongshixianmaidarenbaoxian，zaimaixiaohaibaoxian。naxiamianduobaoyujiulaijieshao...

購買家庭保險之前，一定要做好保險規劃！weishenmezhemeshuone
？zheshiyinweiyoulehelidebaoxianguihua，cainenghelidexuanzejiatingbaoxian
，naxieshikeyimaidenaxiebuyongmai，nenggouzuodaoxinzhongyoushu，namejiatingbaoxianruheguihua？xiamianduobaoyulaijutitantan。 規劃...

如今

，很多90houyijingyouleyanglaoyishi
，daduoshurendouzaijihuazijideyanglaowenti。shuodaoyanglao
，nizhidaoyounaxieyanglaobaoxianma？chuleshuxideshehuiyanglaobaoxianyiwai，haiyoushenmeyanglaobaoxian？ 其實，除了社會養老保險外，還有商業養老保險。那麼，今...

很(hen)多(duo)朋(peng)友(you)選(xuan)擇(ze)保(bao)險(xian)的(de)時(shi)候(hou)都(dou)會(hui)考(kao)慮(lv)家(jia)庭(ting)保(bao)險(xian)
，在(zai)保(bao)險(xian)市(shi)場(chang)上(shang)家(jia)庭(ting)保(bao)險(xian)的(de)種(zhong)類(lei)有(you)很(hen)多(duo)，如(ru)果(guo)對(dui)於(yu)家(jia)庭(ting)保(bao)險(xian)不(bu)了(le)解(jie)就(jiu)很(hen)容(rong)易(yi)買(mai)錯(cuo)保(bao)險(xian)
，然(ran)後(hou)理(li)賠(pei)的(de)時(shi)候(hou)就(jiu)會(hui)出(chu)現(xian)各(ge)種(zhong)糾(jiu)紛(fen)，那(na)麼(me)購(gou)買(mai)家(jia)庭(ting)保(bao)險(xian)應(ying)該(gai)注(zhu)意(yi)哪(na)些(xie)事(shi)情(qing)？下(xia)麵(mian)多(duo)保(bao)魚(yu)來(lai)具(ju)體(ti)談(tan)談(tan)...