在zai日ri常chang生sheng活huo著zhe
，很hen多duo人ren一yi聽ting到dao保bao險xian這zhe兩liang個ge字zi，可ke能neng第di一yi反fan應ying就jiu是shi反fan感gan，感gan覺jiao保bao險xian都dou是shi騙pian人ren的de。但dan是shi作zuo為wei一yi個ge保bao險xian行xing業ye的de老lao司si機ji

，可ke以yi很hen肯ken定ding的de告gao訴su大da家jia，保bao險xian不bu是shi騙pian人ren的de。之zhi所suo以yi我wo國guo的de保bao險xian行xing業ye給gei大da眾zhong造zao成cheng了le這zhe些xie印yin象xiang，我wo個ge人ren認ren...

suizhexiaofeiyishidebuduantigao
，xianzaiderenmenhenduodoukaishicanbaoshangyeyiliaoxianzuoweiyibaodebuchong，danshihenduorenduiyuxiaofeixingdeshangyeyiliaobaoxianhechuxuxingyiliaobaoxianzheliangzhongbaoxianshashafenbuqingchu，shenzhizaigoumaibaoxianzhihouhaishiyitouwushui

，jintianduobaoyulaigaosuni。...

很hen多duo消xiao費fei者zhe都dou會hui將jiang社she保bao中zhong的de基ji本ben醫yi療liao和he商shang業ye醫yi療liao保bao險xian混hun為wei一yi談tan
，其qi實shi兩liang個ge的de性xing質zhi完wan全quan不bu一yi樣yang，一yi個ge是shi由you國guo家jia規gui定ding的de福fu利li保bao障zhang
，另ling一yi個ge是shi保bao險xian公gong司si銷xiao售shou的de盈ying利li的de產chan品pin保bao障zhang。千qian萬wan別bie搞gao錯cuo了le！ 商業醫療險也分為很多種
，大概能分為...

在zai中zhong國guo說shuo到dao保bao險xian
，很hen多duo人ren都dou僅jin僅jin知zhi道dao社she保bao，很hen多duo有you用yong的de商shang業ye保bao險xian每mei人ren知zhi道dao。這zhe是shi因yin為wei中zhong國guo保bao險xian行xing業ye還hai處chu在zai發fa展zhan階jie段duan，而er在zai國guo外wai保bao險xian行xing業ye已yi經jing有you了le100多年的曆史，而中國由於種種原因，很遲才起步。而且中國人民的法律保險意...

補bu充chong醫yi療liao保bao險xian產chan品pin在zai市shi場chang上shang可ke能neng並bing沒mei有you特te別bie出chu名ming
，首shou先xian就jiu是shi這zhe款kuan產chan品pin是shi為wei了le補bu充chong社she保bao醫yi療liao險xian的de而er存cun在zai的de
，當dang然ran
，補bu充chong醫yi療liao保bao險xian的de本ben質zhi其qi實shi還hai是shi醫yi療liao保bao險xian
，我wo國guo政zheng府fu從cong很hen早zao以yi前qian就jiu開kai始shi鼓gu勵li各ge大da用yong人ren單dan位wei可ke以yi增zeng加jia對dui社she會hui人ren士shi的de醫yi療liao保bao...

shichangshangshangyeyiliaobaoxianzaiduobaoyuxiaobiankanlaidazhinengfenweiliangzhong，yizhongxiaofeixingheyizhongchuxuxing。danshiduiyugangjiechubaoxianxingyederenlaishuo
，xiaofeixingdeshangyeyiliaobaoxianhechuxuxingdequbie，wangwangdoubushihenlejie
，shenzhizaigoumaibaoxianzhihouhaishiyitouwushui
，jintianduobao...