買保險後才發現先天性心髒病，需要補充健康告知嗎？

tongchangqingkuangxiabuxuyaode

，yinweitoubaodezhegeshijiandiannibingbuzhidaozijiyouxiantianxingxinzangbing，bushiguyiburushigaozhi。buguojutinengbunenglipeihaidekanbaoxianzeren。

補bu充chong信xin息xi是shi指zhi被bei保bao險xian人ren在zai投tou保bao時shi已yi知zhi的de疾ji病bing或huo異yi常chang症zheng狀zhuang，但dan在zai投tou保bao時shi不bu會hui被bei告gao知zhi，因yin此ci在zai承cheng保bao保bao單dan後hou將jiang予yu以yi補bu充chong告gao知zhi。關guan鍵jian在zai於yu被bei保bao險xian人ren此ci時shi是shi否fou意yi識shi到dao疾ji病bing或huo症zheng狀zhuang。如ru果guo客ke戶hu在zai保bao險xian時shi不bu知zhi道dao疾ji病bing，將jiang在zai承cheng保bao後hou發fa現xian或huo檢jian查zha在zai承cheng
，並bing且qie不bu需xu要yao補bu充chong通tong知zhi。

zaishangshuqingkuangxia，ruguobeibaoxianrenzaibaoxianshimeiyoufaxianxiantianxingxinzangbing，zezaibaoxiantoubaohoufaxian，bingqiewuxutigongbuchongxinxi。ruguoninkeyihuodepeichang，qingzhakansuogouchanpindebaoxianzeren。ruguotiaokuanhuomianbaohanxiantianxingjibing，ninjiangbuhuidedaopeichang。