香港的保險公司是否也有破產的風險
？

對(dui)於(yu)人(ren)壽(shou)保(bao)險(xian)，香(xiang)港(gang)政(zheng)府(fu)對(dui)香(xiang)港(gang)保(bao)險(xian)業(ye)的(de)監(jian)管(guan)非(fei)常(chang)嚴(yan)格(ge)。對(dui)於(yu)每(mei)次(ci)銷(xiao)售(shou)
，香(xiang)港(gang)保(bao)險(xian)監(jian)管(guan)辦(ban)公(gong)室(shi)將(jiang)要(yao)求(qiu)香(xiang)港(gang)保(bao)險(xian)公(gong)司(si)將(jiang)資(zi)產(chan)的(de)值(zhi)保(bao)持(chi)在(zai)保(bao)單(dan)80％
，以yi便bian更geng好hao地di保bao護hu保bao障zhang保bao單dan持chi有you人ren的de利li益yi。如ru果guo香xiang港gang人ren壽shou保bao險xian公gong司si做zuo得de不bu好hao，就jiu處chu於yu危wei機ji邊bian緣yuan，香xiang港gang政zheng府fu會hui挺ting身shen而er出chu，讓rang財cai務wu公gong司si與yu財cai務wu實shi力li合he並bing保bao險xian公gong司si，保bao障zhang香xiang港gang終zhong身shen銷xiao售shou保bao單dan沒mei有you損sun失shi。香xiang港gang政zheng府fu還hai設she立li了le香xiang港gang人ren壽shou保bao險xian再zai保bao險xian基ji金jin，以yi保bao證zheng每mei個ge在zai香xiang港gang賣mai出chu的de保bao單dan。