買的合眾人壽保險的多功能險8年了還是虧損，難道是...

可以說出你買的產品嗎
？如果你買的是萬能險和投連險的話。因為08到11年之間中國的經濟不景氣
，你在06到07年nian又you在zai高gao位wei進jin的de市shi，再zai加jia上shang哪na類lei保bao險xian的de附fu加jia險xian是shi消xiao費fei型xing的de，所suo以yi你ni的de賬zhang戶hu價jia值zhi虧kui損sun還hai是shi正zheng常chang的de。這zhe些xie保bao險xian的de回hui本ben速su度du和he公gong司si的de資zi產chan管guan理li能neng力li有you關guan。如ru果guo你ni買mai的de是shi其qi它ta類lei型xing的de保bao險xian的de話hua，如ru果guo是shi終zhong身shen壽shou險xian和he雙shuang全quan險xian的de話hua
，哪na些xie保bao險xian是shi保bao障zhang型xing的de保bao險xian
，所suo以yi風feng險xian保bao費fei會hui比bi較jiao高gao現xian金jin價jia值zhi會hui升sheng的de慢man。所suo以yi30nianneihenduochanpincaihuihuibende。baoxianshichangqidelicaixingwei，bunengkanjinqideshouyi，yinweitabushizhuanqiandegongju，shizhisundegongju。zheyangnenghuidanidewentima？

baoxiandexianjinjiazhiduanshijianneibuhuichaoguonindebenjinzhehenzhengchang
，zheshuomingzhefenbaodanshizhenshide，baoxianshiyizhongchangqilicaigongju，jiuxiangninshuodehaishiduogongnengbaoxian，tuibaoshousunshideshininziji，qingninshenzhongkaolv，zaizuojueding。