醫療保險，誰來幫我解答一下醫療保險分類下的“重大...

nihao
，woshinianqiangeiwomuqinyebaoleyifenzhongdajibingbaoxian，dangshiyemeixiangniyiyangwangshangzixun，baoxiangongsideyewuyuantiantianwangwomenjiapao。zaitamendeyoushuoxiawoxilihutudeyejiugeiwomuqinruleyifenzhongdajibingbaoxian。houlaiwozaixisuanlexiatadeshouyihenbuhesuan，haiburuyinxinglixigao，congduanqilaikanhaoxianghaikeyi
，danshiyisuanchangqihenbuhesuan。zaishuoruguocongyibaolaishuo，renbinglezhefenbaoxianzhinengyicigeinijiwankuaiqianbiansuanwanshi，yuqizheyanghaiburugeinimuqindaoshequtouyifenchengzhenjuminyiliaobaoxian，meinianzhiyao130元的保險費。前幾天我剛給我母親的重大醫療保險退了！希望我的回答能幫到你！

重大疾病保障是要繳納保險費的，繳納了保險費發生了重大疾病
，保險公司會按保額賠償的！這裏看不到你說的什麼情況，所以沒有辦法回答你。谘詢誰賣給你的人吧。或者保險公司。

醫(yi)療(liao)保(bao)險(xian)屬(shu)於(yu)健(jian)康(kang)險(xian)的(de)一(yi)種(zhong)，一(yi)般(ban)醫(yi)療(liao)保(bao)險(xian)屬(shu)於(yu)主(zhu)險(xian)下(xia)的(de)附(fu)加(jia)保(bao)險(xian)。根(gen)據(ju)年(nian)齡(ling)不(bu)同(tong)選(xuan)擇(ze)不(bu)同(tong)類(lei)的(de)保(bao)險(xian)，給(gei)年(nian)齡(ling)偏(pian)大(da)的(de)購(gou)買(mai)保(bao)險(xian)首(shou)先(xian)考(kao)慮(lv)重(zhong)大(da)疾(ji)病(bing)的(de)保(bao)險(xian)，而(er)不(bu)是(shi)返(fan)還(hai)，如(ru)你(ni)說(shuo)的(de)如(ru)果(guo)10年nian之zhi後hou返fan還hai保bao險xian金jin，那na麼me到dao時shi候hou保bao障zhang就jiu沒mei有you了le，而er年nian齡ling大da了le之zhi後hou買mai保bao險xian費fei用yong會hui相xiang應ying增zeng高gao，所suo以yi給gei老lao人ren買mai保bao險xian並bing不bu建jian議yi考kao慮lv返fan還hai，至zhi於yu理li賠pei，一yi般ban隻zhi要yao準zhun備bei好hao齊qi全quan東dong西xi是shi不bu麻ma煩fan的de。當dang然ran在zai拿na到dao保bao險xian合he同tong時shi建jian議yi多duo看kan一yi下xia保bao險xian責ze任ren
，因yin為wei保bao險xian合he同tong都dou有you10天的猶豫期，如果感覺不合適可以在退保，不會有什麼損失的。希望可以幫到你

你好
，簡單和你介紹下:yinweirendaolaonianshentidaburuqian，nindemuqinbaoxianyishihaishibucuode，zaizhongjiheyiwailiangfangmian，zhongjizhekuainikeyixuanzefenhongxingchanpin，tiqiangeifubaoxianjinegongneng，menzhenjizhuyuankeyongyiwaikadanlaiguihua