很(hen)多(duo)人(ren)隻(zhi)有(you)在(zai)生(sheng)病(bing)後(hou)，需(xu)要(yao)支(zhi)付(fu)昂(ang)貴(gui)的(de)醫(yi)藥(yao)費(fei)時(shi)，才(cai)會(hui)後(hou)悔(hui)當(dang)初(chu)為(wei)什(shen)麼(me)沒(mei)有(you)買(mai)保(bao)險(xian)，但(dan)這(zhe)個(ge)時(shi)候(hou)再(zai)去(qu)購(gou)買(mai)保(bao)險(xian)，都(dou)會(hui)存(cun)在(zai)很(hen)多(duo)限(xian)製(zhi)。比(bi)如(ru)健(jian)康(kang)險(xian)
，對(dui)於(yu)高(gao)血(xue)壓(ya)、糖尿病和甲狀腺結節這類慢性疾病都是除外的，能選擇的隻有人身險...

shehuibaoxianshiguojiageiyudegongzhongbaozhang，ershangyebaoxianzeshizijihebaoxiangongsiqiandinghetongguanxi
，yongyibiqianhuanlaibaozhang。henduorendouhuiyouyigewenti，shebaoheshangyebaoxiannengbunengzhongfubaoxiao。daanshikendingde，zhishixuyaokanshangyebaoxiandezhonglei
，butongguodexianzhongyudaode...

zairichangshenghuozhe，henduorenyitingdaobaoxianzhelianggezi，kenengdiyifanyingjiushifangan，ganjiaobaoxiandoushipianrende。danshizuoweiyigebaoxianxingyedelaosiji
，keyihenkendingdegaosudajia，baoxianbushipianrende。zhisuoyiwoguodebaoxianxingyegeidazhongzaochenglezhexieyinxiang

，wogerenren...

最近有很多粉絲私信多保魚，說到出險後產品拒賠的問題，多保魚見過太多這樣的例子，大多都是因為沒有做好健康告知。而“健康告知”又是我們買保險的時候，遇到的第一件事情。所以為了保證理賠順利，多保魚今天就來和...

今jin天tian就jiu給gei大da家jia講jiang一yi下xia，一yi直zhi以yi來lai很hen多duo人ren困kun惑huo的de一yi問wen題ti。最zui近jin我wo有you一yi個ge朋peng友you問wen我wo，有you了le醫yi保bao，為wei什shen麼me還hai要yao配pei置zhi商shang業ye保bao險xian？多duo保bao魚yu就jiu給gei大da家jia仔zai細xi講jiang解jie一yi下xia醫yi保bao作zuo為wei我wo國guo的de福fu利li政zheng策ce
，對dui於yu我wo們men來lai說shuo是shi有you很hen多duo的de優you勢shi，按an統tong一yi標biao準zhun享xiang受shou待dai遇yu...

不(bu)同(tong)於(yu)社(she)保(bao)每(mei)個(ge)年(nian)齡(ling)段(duan)都(dou)可(ke)以(yi)參(can)保(bao)，我(wo)們(men)可(ke)以(yi)發(fa)現(xian)商(shang)業(ye)保(bao)險(xian)都(dou)是(shi)有(you)年(nian)齡(ling)限(xian)製(zhi)的(de)，有(you)些(xie)保(bao)險(xian)小(xiao)孩(hai)不(bu)能(neng)投(tou)
，有(you)些(xie)保(bao)險(xian)老(lao)年(nian)人(ren)不(bu)能(neng)投(tou)。那(na)麼(me)為(wei)什(shen)麼(me)商(shang)業(ye)保(bao)險(xian)會(hui)有(you)這(zhe)種(zhong)限(xian)製(zhi)呢(ne)？今(jin)天(tian)多(duo)保(bao)魚(yu)小(xiao)編(bian)就(jiu)來(lai)談(tan)談(tan)商(shang)業(ye)保(bao)險(xian)的(de)年(nian)齡(ling)問(wen)題(ti)。 一、為什...

多保魚見過太多因為沒有做好健康告知，出險後遭到拒賠的事情了。而“健康告知”又是我們買保險的時候，遇到的第一件事情。所以為了保證理賠順利，多保魚今天就來和大家講講
，如何正確的認識並且做好“健康告知”！ ...

zaizhegeshehuizhong
，meiyourenbumaibaoxian，danmeigerendouyoubutongdexuanze。youxierenzhengjiuyinxingjinjiqingkuang，youxierengoumaibaoxianjinjiqingkuang
，youxierenyikaozhengquantouzijinji
，youxierenjixiwangyujiating，youxieyikaopengyoubangmang。shengmingshizuochuxuanzedeguocheng。meigerendexuanzedou...

覺jiao得de購gou買mai保bao險xian不bu值zhi得de的de人ren大da多duo都dou是shi覺jiao得de醫yi保bao其qi實shi夠gou用yong了le，不bu用yong浪lang費fei錢qian再zai購gou買mai其qi他ta的de商shang業ye保bao險xian。誠cheng然ran一yi些xie小xiao病bing小xiao痛tong靠kao醫yi保bao是shi可ke以yi解jie決jue的de，但dan是shi對dui於yu重zhong大da疾ji病bing
，醫yi保bao是shi遠yuan遠yuan不bu夠gou的de
，這zhe就jiu是shi需xu要yao商shang業ye保bao險xian的de理li由you。當dang然ran有you些xie朋peng友you還hai會hui有you些xie...

goumaishangyebaoxianqian，baoxiangongsidouhuigeixiaofeizhetianxiejiankanggaozhi
，danshihenduoxiaofeizhebuhuitianxiehuozheshuobuzhongshijiankanggaozhi，daozhizijigoumaidebaoxianchanpinbeijubao，suoyishuoduobaoyuzaizhejianyigeweilejieqilaizhongshiqilai
，jintianxiaobianjiuzhenglilewangshanghenduocuowudejiankang...

maibaoxianbitiandejiushijiankanggaozhile，youxiebaoxianchanpinshizhinenghebao，suoyihenjiandanhenkuaijiunengjiejue，tiantianxiexiejiuwanshile

，danshiyouxiebaoxianshirengonghebaode
，youxiepengyoujiuhuangle
，yinweihebaoqujueyuninengfoushunlichengbao，ruguoxiecuole，jiuyoukenengbeijubao。buyonghuang...

買mai保bao險xian必bi須xu寫xie健jian康kang告gao知zhi，這zhe點dian大da家jia都dou知zhi道dao，但dan是shi為wei什shen麼me呢ne
？你ni知zhi道dao嗎ma。而er且qie很hen多duo人ren在zai填tian寫xie健jian康kang告gao知zhi的de時shi候hou就jiu因yin為wei寫xie錯cuo被bei拒ju保bao，需xu要yao重zhong新xin申shen請qing，這zhe健jian康kang告gao知zhi如ru何he填tian寫xie
？接jie下xia來lai就jiu跟gen多duo保bao魚yu一yi起qi來lai討tao論lun討tao論lun！ 首先我國《保險法》就...

提(ti)到(dao)保(bao)險(xian)
，很(hen)多(duo)人(ren)都(dou)下(xia)意(yi)識(shi)的(de)拒(ju)絕(jue)，這(zhe)都(dou)是(shi)推(tui)銷(xiao)員(yuan)的(de)鍋(guo)。以(yi)前(qian)的(de)保(bao)險(xian)推(tui)銷(xiao)員(yuan)常(chang)常(chang)上(shang)門(men)推(tui)銷(xiao)騷(sao)擾(rao)，把(ba)保(bao)險(xian)的(de)口(kou)碑(bei)都(dou)搞(gao)壞(huai)了(le)，雖(sui)然(ran)現(xian)在(zai)隨(sui)著(zhe)公(gong)民(min)保(bao)險(xian)意(yi)識(shi)的(de)不(bu)斷(duan)提(ti)高(gao)
，商(shang)業(ye)保(bao)險(xian)逐(zhu)漸(jian)被(bei)人(ren)接(jie)受(shou)，但(dan)是(shi)還(hai)是(shi)有(you)很(hen)多(duo)人(ren)不(bu)懂(dong)商(shang)業(ye)保(bao)險(xian)
，看(kan)完(wan)這(zhe)...

zhongsuozhouzhi
，shangyeyiliaoxianshibuchongshebaodeyigebucuodexuanze
，henduoxiaofeizhedouzhunbeigoumaiyifenjiankangyiliaoxianlaibaozhangzijidejiankang，danshixiaofeizheyaozhuyile
，yiweiyidingnengchengbaodexiaofeizhebuyaotaizixin，canbaoyeyaoyikaobaoxianfaa！ 保險法保障保險公司的...

burushehuile，gongsihuigeinibanlishebao。shebaoduanjiaohouguohenyanzhong，youqishiwaidiwugongrenyuan
，yihangzhoujuli，yidanduanjiaoshebao

，zhiqiansuoyoudefulidoumeile，jiusuanhouqibujiaoyehuiyingxiangmaichemaifang。nameyourenjiuwenduobaoyuxiaobian，shangyebaoxianduanjiaoleyoushenmeyingxiang？...

在(zai)中(zhong)國(guo)說(shuo)到(dao)保(bao)險(xian)，很(hen)多(duo)人(ren)都(dou)僅(jin)僅(jin)知(zhi)道(dao)社(she)保(bao)，很(hen)多(duo)有(you)用(yong)的(de)商(shang)業(ye)保(bao)險(xian)每(mei)人(ren)知(zhi)道(dao)。這(zhe)是(shi)因(yin)為(wei)中(zhong)國(guo)保(bao)險(xian)行(xing)業(ye)還(hai)處(chu)在(zai)發(fa)展(zhan)階(jie)段(duan)，而(er)在(zai)國(guo)外(wai)保(bao)險(xian)行(xing)業(ye)已(yi)經(jing)有(you)了(le)100多年的曆史，而中國由於種種原因
，很遲才起步。而且中國人民的法律保險意...

壽shou險xian是shi建jian議yi給gei家jia庭ting經jing濟ji支zhi柱zhu購gou買mai的de，一yi般ban來lai說shuo壽shou險xian還hai分fen為wei定ding期qi壽shou險xian和he終zhong身shen終zhong身shen壽shou險xian
，多duo保bao魚yu是shi建jian議yi購gou買mai定ding期qi壽shou險xian的de，保bao費fei低di是shi一yi方fang麵mian，可ke以yi選xuan擇ze的de保bao障zhang期qi限xian也ye是shi比bi較jiao久jiu的de，和he終zhong身shen保bao障zhang來lai說shuo沒mei有you什shen麼me差cha別bie。但dan是shi定ding期qi壽shou險xian也ye是shi友you好hao有you...