最近有朋友私信問到，在微信上買了一份保險，但是沒有紙質保單，隻收到郵箱裏發來的電子保單，這個電子保單靠譜嗎
？ 關於紙質保單和電子保單的問題，確實很多人都有疑問，有必要解釋清楚。今天我們就來聊聊這個電...

保bao險xian合he同tong上shang其qi實shi有you一yi個ge點dian很hen重zhong要yao，就jiu是shi現xian金jin價jia值zhi

，在zai理li賠pei和he退tui保bao上shang都dou有you很hen大da的de左zuo右you
，那na麼me這zhe個ge現xian金jin價jia值zhi到dao底di有you什shen麼me用yong呢ne
？一yi起qi跟gen多duo保bao魚yu小xiao編bian來lai學xue習xi一yi下xia！ 所謂的保單現金值就是當保單持有者為退保時能夠拿到的價值返還。這...

zuijin，youpengyouwenduobaoyu，zijizaixuanzelechangqibaoxianhou

，yaoshiyihouchuxianzijinjinzhang，baofeijiaobushangdeqingkuanggaizenmeban？zaiqiandinghetonghou
，zongshihuiyouyixiekehuhuiyudaolinshizhifukunnandewenti。namezaizhezhongqingkuangxia，zijidebaodanhuizenmeyang？yougaizenmewanjiu...

隨sui著zhe現xian在zai生sheng活huo水shui平ping的de提ti高gao，人ren們men的de保bao險xian意yi識shi也ye在zai不bu斷duan增zeng強qiang，很hen多duo人ren開kai始shi通tong過guo保bao險xian的de形xing式shi來lai給gei自zi己ji或huo者zhe家jia人ren購gou買mai保bao險xian，但dan是shi很hen多duo時shi候hou，我wo們men購gou買mai完wan了le保bao險xian以yi後hou就jiu把ba它ta放fang起qi來lai了le，或huo者zhe丟diu在zai某mou個ge角jiao落luo裏li
，那na麼me這zhe個ge時shi候hou要yao是shi保bao單dan繳jiao費fei期qi限xian...

孤gu兒er保bao單dan，很hen多duo消xiao費fei者zhe可ke能neng第di一yi次ci聽ting見jian這zhe個ge詞ci，保bao單dan還hai有you孤gu兒er一yi說shuo

？難nan道dao是shi被bei保bao險xian公gong司si拋pao棄qi？其qi實shi不bu是shi
，在zai保bao險xian行xing業ye裏li，我wo們men通tong常chang把ba將jiang因yin業ye務wu人ren員yuan離li職zhi導dao致zhi沒mei人ren服fu務wu的de保bao單dan，稱cheng為wei“孤兒保單”。 “孤兒保單”對自己的理賠有...

孤gu兒er保bao單dan，很hen多duo消xiao費fei者zhe可ke能neng第di一yi次ci聽ting見jian這zhe個ge詞ci，保bao單dan還hai有you孤gu兒er一yi說shuo？難nan道dao是shi被bei保bao險xian公gong司si拋pao棄qi？其qi實shi不bu是shi
，在zai保bao險xian行xing業ye裏li，我wo們men通tong常chang把ba將jiang因yin業ye務wu人ren員yuan離li職zhi導dao致zhi沒mei人ren服fu務wu的de保bao單dan，稱cheng為wei“孤兒保單”。 那麼就有人擔心了，都成孤兒...

goumaibaoxiandeshihou
，jiaofeifangshishikeyixuanzede，keyifenqijiaoyekeyiyicixingjiaoqing。yicixingjiaowanyikuanbaoxiandefeiyongqishigeijiatingdailaideyalishifeichangdade，dangranruguonijiayoukuangjiushilingyihuishi，suoyiyibandejiatinggoumaibaoxiandoushihuixuanzefenqifukuan，danshifen...

goumaibaoxiandeshihou
，jiaofeifangshishikeyixuanzede
，keyifenqijiaoyekeyiyicixingjiaoqing。yicixingjiaowanyikuanbaoxiandefeiyongqishigeijiatingdailaideyalishifeichangdade
，dangranruguonijiayoukuangjiushilingyihuishi，suoyiyibandejiatinggoumaibaoxiandoushihuixuanzefenqifukuan

，danshifen...

goumaibaoxianduiyuyixiegangjiechudexiaofeizhelaishuo，feichangkunnan
，diyidaonanguanjiushixuanzenanti，zhihouyouyougezhongdecanbaowenti
，birushuobaodanfuxiao
，henduoxiaofeizhebudong，namebaodanfuxiaodaodishishenme？banlishiyouxuyaozhuyinaxiedifang？kanwanxiamiannijiuzhidao。 保...

孤gu兒er保bao單dan，很hen多duo消xiao費fei者zhe可ke能neng第di一yi次ci聽ting見jian這zhe個ge詞ci
，保bao單dan還hai有you孤gu兒er一yi說shuo？難nan道dao是shi被bei保bao險xian公gong司si拋pao棄qi
？其qi實shi不bu是shi，在zai保bao險xian行xing業ye裏li，我wo們men通tong常chang把ba將jiang因yin業ye務wu人ren員yuan離li職zhi導dao致zhi沒mei人ren服fu務wu的de保bao單dan
，稱cheng為wei“孤兒保單”。 那麼就有人擔心了，都成孤兒...

保bao單dan具ju體ti來lai說shuo就jiu是shi保bao險xian單dan據ju
，是shi消xiao費fei者zhe購gou買mai保bao險xian後hou


，保bao險xian公gong司si給gei的de回hui執zhi用yong來lai證zheng明ming消xiao費fei者zhe參can保bao了le這zhe款kuan產chan品pin，保bao單dan最zui大da的de作zuo用yong就jiu是shi理li賠pei證zheng明ming了le

，沒mei有you保bao單dan，是shi無wu法fa從cong保bao險xian公gong司si那na裏li掏tao錢qian的de
，所suo以yi購gou買mai保bao險xian一yi定ding要yao注zhu意yi保bao存cun好hao保bao單dan。 現...

說(shuo)到(dao)保(bao)單(dan)購(gou)買(mai)過(guo)保(bao)險(xian)的(de)消(xiao)費(fei)者(zhe)應(ying)該(gai)比(bi)較(jiao)熟(shu)悉(xi)，購(gou)買(mai)成(cheng)功(gong)後(hou)，保(bao)險(xian)公(gong)司(si)會(hui)給(gei)你(ni)一(yi)張(zhang)單(dan)子(zi)，既(ji)是(shi)購(gou)買(mai)後(hou)的(de)回(hui)執(zhi)也(ye)是(shi)理(li)賠(pei)證(zheng)明(ming)
，但(dan)是(shi)現(xian)在(zai)的(de)消(xiao)費(fei)者(zhe)手(shou)上(shang)應(ying)該(gai)不(bu)止(zhi)一(yi)份(fen)保(bao)險(xian)，所(suo)以(yi)有(you)些(xie)人(ren)就(jiu)會(hui)搞(gao)混(hun)，然(ran)後(hou)到(dao)理(li)賠(pei)的(de)時(shi)候(hou)就(jiu)會(hui)發(fa)現(xian)找(zhao)不(bu)到(dao)了(le)，這(zhe)...

保bao單dan具ju體ti來lai說shuo就jiu是shi保bao險xian單dan據ju，是shi消xiao費fei者zhe購gou買mai保bao險xian後hou
，保bao險xian公gong司si給gei的de回hui執zhi用yong來lai證zheng明ming消xiao費fei者zhe參can保bao了le這zhe款kuan產chan品pin
，保bao單dan最zui大da的de作zuo用yong就jiu是shi理li賠pei證zheng明ming了le，沒mei有you保bao單dan
，是shi無wu法fa從cong保bao險xian公gong司si那na裏li掏tao錢qian的de，所suo以yi購gou買mai保bao險xian一yi定ding要yao注zhu意yi保bao存cun好hao保bao單dan。 現...

保bao單dan是shi消xiao費fei者zhe參can保bao的de證zheng明ming也ye是shi保bao險xian理li賠pei的de重zhong要yao憑ping證zheng，但dan是shi現xian在zai的de消xiao費fei者zhe手shou上shang應ying該gai不bu止zhi一yi份fen保bao險xian，所suo以yi有you些xie人ren就jiu會hui搞gao混hun，然ran後hou到dao理li賠pei的de時shi候hou就jiu會hui發fa現xian找zhao不bu到dao了le，這zhe個ge時shi候hou你ni要yao鎮zhen定ding，畢bi竟jing現xian在zai已yi經jing是shi信xin息xi時shi代dai了le，有you遺yi失shi保bao單dan那na也ye就jiu有you...

在zai購gou買mai保bao險xian的de時shi候hou，消xiao費fei者zhe總zong是shi會hui遇yu上shang各ge種zhong各ge樣yang的de問wen題ti，實shi質zhi上shang就jiu是shi消xiao費fei者zhe對dui於yu保bao險xian行xing業ye的de不bu了le解jie導dao致zhi的de，比bi如ru說shuo保bao單dan複fu效xiao，很hen多duo消xiao費fei者zhe不bu懂dong，那na麼me保bao單dan複fu效xiao到dao底di是shi什shen麼me？辦ban理li時shi又you需xu要yao注zhu意yi那na些xie地di方fang？一yi起qi跟gen多duo保bao魚yu小xiao編bian來lai看kan看kan吧ba...

保險能用來貸款，很多人剛聽到都覺得難以置信
，一個保障類的產品竟然能夠貸款到錢！那麼醫療險這種常見的險種可以貸款嗎？多保魚小編就跟大家一起來聊一聊！ 保險是一個產品，大家都知道，既然是產品那麼用來貸款...

baodanshitoubaodezhengming，henduorenzaimaiwanbaoxianhouzirenweibaocundehenhao，danshichangqidejiankangshenghuobuyonglipei，wanquanxiangbudaodangchufangzainali
，yejiubulelezhi。danshizuipadejiushituranfashengyiwai，xianghuodelipei，danshimeiyoubaodan。zhezhongqingkuangzenmeban，baoxiangongsihui...

shebaodebaozhangfanweishifeichangyouxiande

，liyoubujizhichukaoshangyebaoxiannenggouliwankuanglan。henduorenyeyincigeizijihefumumailebaoxian
，danshihenduorenmailebaoxian，haishiduibaoxiandeyixiegainianbushihenqingchu
，birushuojintianduobaoyuxiaobianjiangdebaodanqi！ 保單期是什麼？...

購(gou)買(mai)保(bao)險(xian)在(zai)很(hen)多(duo)人(ren)眼(yan)裏(li)是(shi)一(yi)件(jian)很(hen)簡(jian)單(dan)普(pu)通(tong)的(de)事(shi)情(qing)，需(xu)要(yao)什(shen)麼(me)就(jiu)買(mai)什(shen)麼(me)保(bao)險(xian)或(huo)者(zhe)說(shuo)哪(na)一(yi)款(kuan)最(zui)火(huo)買(mai)哪(na)一(yi)款(kuan)。但(dan)其(qi)實(shi)買(mai)保(bao)險(xian)是(shi)一(yi)件(jian)很(hen)複(fu)雜(za)的(de)事(shi)情(qing)
，需(xu)要(yao)了(le)解(jie)很(hen)多(duo)保(bao)險(xian)知(zhi)識(shi)才(cai)能(neng)夠(gou)買(mai)到(dao)適(shi)合(he)自(zi)己(ji)的(de)保(bao)險(xian)。壽(shou)險(xian)就(jiu)是(shi)小(xiao)編(bian)遇(yu)到(dao)最(zui)常(chang)問(wen)的(de)一(yi)類(lei)險(xian)種(zhong)...

中國人保大家耳熟能詳了，成立於1949年nian，與yu新xin中zhong國guo等deng長chang，買mai過guo車che險xian的de也ye都dou能neng體ti會hui到dao人ren保bao財cai險xian的de絕jue對dui統tong治zhi力li
，在zai車che險xian定ding價jia售shou後hou等deng方fang麵mian是shi行xing業ye的de標biao杆gan，那na麼me專zhuan注zhu耕geng耘yun財cai產chan險xian的de人ren保bao經jing營ying壽shou險xian又you會hui有you怎zen樣yang的de表biao現xian呢ne
？今jin天tian拿na人ren保bao開kai門men...