雖然意外險相比健康險不算複雜,但是意外險種類繁多,下圖從保障期限和用途對意外險做了簡單分類:
購買意外險時,從產品名稱和我們想要的保障需求可以先有個大概的判斷,例如隻是為了保障單次旅行的意外,直...
時間:2026-04-08 23:16:06
對於保險理賠,很多人都有這樣的感受:投(tou)保(bao)一(yi)時(shi)爽(shuang),理(li)賠(pei)火(huo)葬(zang)場(chang)。保(bao)險(xian)理(li)賠(pei)太(tai)難(nan)了(le),簡(jian)直(zhi)是(shi)這(zhe)也(ye)不(bu)賠(pei)那(na)也(ye)不(bu)賠(pei)。真(zhen)的(de)是(shi)這(zhe)樣(yang)嗎(ma)?今(jin)天(tian)小(xiao)編(bian)就(jiu)來(lai)聊(liao)聊(liao)保(bao)險(xian)理(li)賠(pei)的(de)認(ren)知(zhi)誤(wu)區(qu)和(he)一(yi)些(xie)理(li)賠(pei)小(xiao)技(ji)巧(qiao),希(xi)望(wang)對(dui)你(ni)有(you)幫(bang)助(zhu)。
誤區一:保險公...
時間:2026-04-08 23:16:06
xianzaidajiadeshenghuotiaojianhaole,shoushangchuleyibaoyiwai,haihuigoumaishangyebaoxianzuoweibuchongbaozhang,danzaibaoxiaodeshihouhenduorendouhuifanchou,yibaoheshangbaoxianxuanzenagebaoxiaone?baoxiaoshunxushizenyangde?gaocuolehuibuhuisunshiyibiqian?zhebu,xiaobianjinqijiukandaoyigean...
時間:2026-04-08 23:16:06
近日,備受行業關注的《重大疾病保險的疾病定義使用規範修訂版(征求意見稿)》正式由保險業協會對外發布,並征求意見。對保險比較關注的朋友都想知道,舊版的《重大疾病保險的疾病定義使用規範》是2007年出的,...
時間:2026-04-08 23:16:06
shuodaogeihaizimaibaoxian,jiachangshouxianhuigeihaizigoumaiyifenyiwaixian。yiwaixian,zuoweiyikuanjichuyouqinmindechanpin,renrendounengmaideqi,baofeidi,baoehengao,haizizaishenghuozhongyudaodekekepengpengdounengtongguoyiwaixiandedaojiejue。danshixiaobianzuijinkandaoyigeanli,changsha...
時間:2026-04-08 23:16:06
現xian在zai車che主zhu的de保bao險xian意yi識shi越yue來lai越yue強qiang,買mai了le新xin車che之zhi後hou一yi定ding會hui為wei自zi己ji的de愛ai車che購gou買mai一yi份fen保bao險xian,由you於yu很hen多duo車che主zhu對dui車che險xian一yi知zhi半ban解jie,理li賠pei的de時shi候hou很hen容rong易yi發fa現xian理li賠pei糾jiu紛fen問wen題ti,接jie下xia來lai小xiao編bian通tong過guo一yi個ge車che險xian理li賠pei案an例li跟gen大da家jia說shuo一yi說shuo,車che險xian理li賠pei有you哪na些xie需xu要yao注zhu...
時間:2026-04-08 23:16:06
最zui近jin幾ji年nian,重zhong大da疾ji病bing的de發fa生sheng率lv越yue來lai越yue高gao,很hen多duo人ren也ye意yi識shi到dao了le重zhong大da疾ji病bing會hui給gei自zi己ji和he家jia庭ting帶dai來lai的de風feng險xian,於yu是shi給gei自zi己ji或huo家jia人ren配pei置zhi重zhong疾ji險xian的de朋peng友you越yue來lai越yue多duo。但dan是shi購gou買mai了le重zhong疾ji險xian出chu險xian後hou保bao險xian公gong司si就jiu一yi定ding能neng賠pei嗎ma?最zui近jin小xiao編bian看kan到dao這zhe樣yang一yi個ge案an例li:...
時間:2026-04-08 23:16:06
意(yi)外(wai)險(xian)應(ying)該(gai)算(suan)是(shi)大(da)家(jia)買(mai)得(de)最(zui)多(duo)的(de)一(yi)款(kuan)保(bao)險(xian),除(chu)了(le)性(xing)價(jia)比(bi)高(gao)以(yi)外(wai),最(zui)重(zhong)要(yao)的(de)是(shi)能(neng)夠(gou)讓(rang)我(wo)們(men)心(xin)裏(li)感(gan)覺(jiao)的(de)踏(ta)實(shi),有(you)了(le)這(zhe)款(kuan)保(bao)險(xian)發(fa)生(sheng)了(le)意(yi)外(wai)事(shi)故(gu)就(jiu)等(deng)於(yu)說(shuo)有(you)了(le)一(yi)份(fen)保(bao)障(zhang)。不(bu)過(guo)多(duo)保(bao)魚(yu)小(xiao)編(bian)最(zui)近(jin)卻(que)看(kan)到(dao)了(le)這(zhe)樣(yang)一(yi)個(ge)案(an)例(li):一位農民不幸遭遇車禍...
時間:2026-04-08 23:16:06
說shuo到dao買mai保bao險xian,很hen多duo人ren第di一yi反fan應ying是shi購gou買mai重zhong疾ji險xian,重zhong疾ji險xian給gei付fu的de理li賠pei金jin除chu了le能neng減jian少shao疾ji病bing帶dai來lai的de收shou入ru損sun失shi以yi外wai,還hai可ke以yi減jian輕qing家jia庭ting的de經jing濟ji壓ya力li。但dan很hen多duo朋peng友you都dou表biao示shi,重zhong疾ji保bao險xian好hao歸gui好hao,但dan是shi理li賠pei手shou續xu也ye挺ting麻ma煩fan的de,稍shao有you不bu慎shen就jiu有you可ke能neng被bei拒ju。接jie...
時間:2026-04-08 23:16:06
今天小編給大家分享一篇理賠成功的案例,6歲男孩罹患了惡性腫瘤,最終保險理賠80萬的案例。從這個案例中相信大家一定會對保險有一個新的認識。
一、案例詳情
2018年年初的時候,6歲的男孩辰辰毫無征兆的嘔...
時間:2026-04-08 23:16:06
xianzaidezhongjishichangshang,dabufenchanpindebaozhangneirongjihuyimoyiyang,jiushijiandandezhongjibaozhang,danshizheyangdechanpinjingzhenglibugao,yushiyuelaiyueduodebaoxianchanpinzengjialexindegongneng。biruqingzhengbaozhang、輕症豁免以及今天多保魚小編給大家介紹這個男女性特定...
時間:2026-04-08 23:16:06
最近有讀者朋友來私信小編說“zuijinzaikaolvgoumaiyifenzhongjixian,danshiyouyuzhiqiangongsigeiwozijicanbaoleyifendabingbaoxian,suoyixiangwenyixia,zhegedabingbaoxianyoushenmeyongchu,huibuhuihezhongjixianfashengchongtu,younaxiequbiene”,今天多保魚小編就給大家來...
時間:2026-04-08 23:16:06
說(shuo)到(dao)重(zhong)疾(ji)險(xian),接(jie)觸(chu)過(guo)的(de)朋(peng)友(you)應(ying)該(gai)都(dou)知(zhi)道(dao),這(zhe)是(shi)一(yi)款(kuan)專(zhuan)門(men)保(bao)障(zhang)重(zhong)大(da)疾(ji)病(bing)風(feng)險(xian)的(de)產(chan)品(pin)。說(shuo)到(dao)保(bao)障(zhang)大(da)病(bing)風(feng)險(xian),很(hen)多(duo)人(ren)就(jiu)想(xiang)到(dao)了(le)社(she)會(hui)保(bao)障(zhang)體(ti)係(xi)中(zhong)的(de)大(da)病(bing)保(bao)險(xian)(畢竟名字帶有大病),很多人發來詢問,說這兩個保險產品到底有什麼區別?買...
時間:2026-04-08 23:16:06
xianzaisuizhejibingfengxianyuelaiyueyanzhong,henduorenyishidaolebaoxiandezuoyong,kaishizhudonggeizijihejiarengoumaibaoxianchanpin。danshibaoxianzhegexingyebushijianjiandandankanjipianwenzhangjiunengqingchurenshide,xuyaozhuyihenduofangmian,xiamianjiugenduobaoyuxiaobianyiqilailejieyixia。
1....
時間:2026-04-08 23:16:06
社she保bao中zhong的de醫yi保bao的de報bao銷xiao範fan圍wei是shi有you限xian的de,一yi旦dan患huan上shang重zhong疾ji住zhu院yuan,如ru果guo單dan純chun靠kao社she保bao是shi遠yuan遠yuan不bu夠gou的de,所suo以yi很hen多duo人ren就jiu想xiang到dao了le買mai商shang業ye醫yi療liao險xian。但dan是shi多duo保bao魚yu小xiao編bian相xiang信xin很hen多duo朋peng友you對dui於yu如ru何he購gou買mai商shang業ye醫yi療liao險xian是shi並bing不bu了le解jie的de,所suo以yi今jin天tian多duo保bao魚yu小xiao編bian就jiu給gei大da家jia來lai...
時間:2026-04-08 23:16:06
大da家jia在zai購gou買mai重zhong疾ji險xian的de時shi候hou,應ying該gai都dou會hui發fa現xian帶dai身shen故gu保bao障zhang的de產chan品pin和he不bu帶dai身shen故gu保bao障zhang的de產chan品pin之zhi間jian的de保bao費fei差cha距ju還hai是shi比bi較jiao明ming顯xian的de,有you附fu加jia的de會hui比bi沒mei附fu加jia的de貴gui很hen多duo。那na麼me就jiu有you人ren問wen了le,既ji然ran差cha那na麼me多duo,那na麼me在zai我wo們men在zai購gou買mai時shi該gai不bu該gai附fu加jia呢ne?今jin天tian就jiu跟gen...
時間:2026-04-08 23:16:06
現xian在zai很hen多duo老lao年nian人ren由you於yu年nian輕qing的de時shi候hou太tai過guo勞lao累lei,在zai冬dong天tian也ye出chu去qu幹gan活huo,上shang了le年nian紀ji後hou就jiu患huan上shang了le風feng濕shi。風feng濕shi算suan是shi一yi個ge比bi較jiao常chang見jian的de疾ji病bing了le,具ju體ti症zheng狀zhuang也ye並bing不bu致zhi命ming,隻zhi是shi在zai天tian冷leng下xia雨yu的de時shi候hou會hui腿tui疼teng,那na麼me就jiu有you一yi個ge問wen題ti了le,患huan上shang風feng濕shi病bing到dao底di能neng不bu能neng買mai...
時間:2026-04-08 23:16:06
全quan國guo人ren口kou的de流liu動dong性xing很hen大da,不bu少shao朋peng友you都dou不bu是shi在zai戶hu籍ji地di居ju住zhu和he工gong作zuo的de。這zhe個ge時shi候hou如ru果guo要yao買mai保bao險xian,就jiu需xu要yao異yi地di投tou保bao,總zong的de來lai說shuo會hui稍shao顯xian麻ma煩fan一yi點dian。那na麼me問wen題ti來lai了le,異yi地di投tou保bao注zhu意yi事shi項xiang有you哪na些xie呢ne?今jin天tian多duo保bao魚yu就jiu為wei大da家jia簡jian單dan介jie紹shao下xia。
一、異地...
時間:2026-04-08 23:16:06
大da家jia都dou知zhi道dao,如ru果guo買mai保bao險xian的de時shi候hou對dui保bao險xian不bu了le解jie,很hen容rong易yi買mai到dao不bu適shi合he自zi己ji的de保bao險xian產chan品pin。那na麼me問wen題ti來lai了le,買mai保bao險xian需xu要yao了le解jie什shen麼me?注zhu意yi事shi項xiang是shi什shen麼me呢ne?下xia麵mian多duo保bao魚yu小xiao編bian就jiu簡jian單dan說shuo一yi下xia
買保險的時候,需要了解以下三點,這三點也是大家...
時間:2026-04-08 23:16:06
平安重大疾病保險的種類有很多,根據給付形式、給付條件的不同,劃分出來的保險類型也不同。那麼,平安重大疾病保險的種類有哪些?下麵多保魚小編就給大家簡單介紹下。
1、獨立主險型:這種重疾類保險包含了死亡與...
時間:2026-04-08 23:16:06
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