雖然意外險相比健康險不算複雜,但是意外險種類繁多,下圖從保障期限和用途對意外險做了簡單分類:
購買意外險時,從產品名稱和我們想要的保障需求可以先有個大概的判斷,例如隻是為了保障單次旅行的意外,直...
時間:2026-04-09 12:56:30
對於保險理賠,很多人都有這樣的感受:toubaoyishishuang,lipeihuozangchang。baoxianlipeitainanle,jianzhishizheyebupeinayebupei。zhendeshizheyangma?jintianxiaobianjiulailiaoliaobaoxianlipeiderenzhiwuquheyixielipeixiaojiqiao,xiwangduiniyoubangzhu。
誤區一:保險公...
時間:2026-04-09 12:56:30
現(xian)在(zai)大(da)家(jia)的(de)生(sheng)活(huo)條(tiao)件(jian)好(hao)了(le),手(shou)上(shang)除(chu)了(le)醫(yi)保(bao)以(yi)外(wai),還(hai)會(hui)購(gou)買(mai)商(shang)業(ye)保(bao)險(xian)作(zuo)為(wei)補(bu)充(chong)保(bao)障(zhang),但(dan)在(zai)報(bao)銷(xiao)的(de)時(shi)候(hou)很(hen)多(duo)人(ren)都(dou)會(hui)犯(fan)愁(chou),醫(yi)保(bao)和(he)商(shang)保(bao)先(xian)選(xuan)擇(ze)哪(na)個(ge)報(bao)銷(xiao)呢(ne)?報(bao)銷(xiao)順(shun)序(xu)是(shi)怎(zen)樣(yang)的(de)?搞(gao)錯(cuo)了(le)會(hui)不(bu)會(hui)損(sun)失(shi)一(yi)筆(bi)錢(qian)?這(zhe)不(bu),小(xiao)編(bian)近(jin)期(qi)就(jiu)看(kan)到(dao)一(yi)個(ge)案(an)...
時間:2026-04-09 12:56:30
近日,備受行業關注的《重大疾病保險的疾病定義使用規範修訂版(征求意見稿)》正式由保險業協會對外發布,並征求意見。對保險比較關注的朋友都想知道,舊版的《重大疾病保險的疾病定義使用規範》是2007年出的,...
時間:2026-04-09 12:56:30
說(shuo)到(dao)給(gei)孩(hai)子(zi)買(mai)保(bao)險(xian),家(jia)長(chang)首(shou)先(xian)會(hui)給(gei)孩(hai)子(zi)購(gou)買(mai)一(yi)份(fen)意(yi)外(wai)險(xian)。意(yi)外(wai)險(xian),作(zuo)為(wei)一(yi)款(kuan)基(ji)礎(chu)又(you)親(qin)民(min)的(de)產(chan)品(pin),人(ren)人(ren)都(dou)能(neng)買(mai)的(de)起(qi),保(bao)費(fei)低(di),保(bao)額(e)很(hen)高(gao),孩(hai)子(zi)在(zai)生(sheng)活(huo)中(zhong)遇(yu)到(dao)的(de)磕(ke)磕(ke)碰(peng)碰(peng)都(dou)能(neng)通(tong)過(guo)意(yi)外(wai)險(xian)得(de)到(dao)解(jie)決(jue)。但(dan)是(shi)小(xiao)編(bian)最(zui)近(jin)看(kan)到(dao)一(yi)個(ge)案(an)例(li),長(chang)沙(sha)...
時間:2026-04-09 12:56:30
現xian在zai車che主zhu的de保bao險xian意yi識shi越yue來lai越yue強qiang,買mai了le新xin車che之zhi後hou一yi定ding會hui為wei自zi己ji的de愛ai車che購gou買mai一yi份fen保bao險xian,由you於yu很hen多duo車che主zhu對dui車che險xian一yi知zhi半ban解jie,理li賠pei的de時shi候hou很hen容rong易yi發fa現xian理li賠pei糾jiu紛fen問wen題ti,接jie下xia來lai小xiao編bian通tong過guo一yi個ge車che險xian理li賠pei案an例li跟gen大da家jia說shuo一yi說shuo,車che險xian理li賠pei有you哪na些xie需xu要yao注zhu...
時間:2026-04-09 12:56:30
最(zui)近(jin)幾(ji)年(nian),重(zhong)大(da)疾(ji)病(bing)的(de)發(fa)生(sheng)率(lv)越(yue)來(lai)越(yue)高(gao),很(hen)多(duo)人(ren)也(ye)意(yi)識(shi)到(dao)了(le)重(zhong)大(da)疾(ji)病(bing)會(hui)給(gei)自(zi)己(ji)和(he)家(jia)庭(ting)帶(dai)來(lai)的(de)風(feng)險(xian),於(yu)是(shi)給(gei)自(zi)己(ji)或(huo)家(jia)人(ren)配(pei)置(zhi)重(zhong)疾(ji)險(xian)的(de)朋(peng)友(you)越(yue)來(lai)越(yue)多(duo)。但(dan)是(shi)購(gou)買(mai)了(le)重(zhong)疾(ji)險(xian)出(chu)險(xian)後(hou)保(bao)險(xian)公(gong)司(si)就(jiu)一(yi)定(ding)能(neng)賠(pei)嗎(ma)?最(zui)近(jin)小(xiao)編(bian)看(kan)到(dao)這(zhe)樣(yang)一(yi)個(ge)案(an)例(li):...
時間:2026-04-09 12:56:30
yiwaixianyinggaisuanshidajiamaidezuiduodeyikuanbaoxian,chulexingjiabigaoyiwai,zuizhongyaodeshinenggourangwomenxinliganjiaodetashi,youlezhekuanbaoxianfashengleyiwaishigujiudengyushuoyouleyifenbaozhang。buguoduobaoyuxiaobianzuijinquekandaolezheyangyigeanli:一位農民不幸遭遇車禍...
時間:2026-04-09 12:56:30
shuodaomaibaoxian,henduorendiyifanyingshigoumaizhongjixian,zhongjixiangeifudelipeijinchulenengjianshaojibingdailaideshourusunshiyiwai,haikeyijianqingjiatingdejingjiyali。danhenduopengyoudoubiaoshi,zhongjibaoxianhaoguihao,danshilipeishouxuyetingmafande,shaoyoubushenjiuyoukenengbeiju。jie...
時間:2026-04-09 12:56:30
今天小編給大家分享一篇理賠成功的案例,6歲男孩罹患了惡性腫瘤,最終保險理賠80萬的案例。從這個案例中相信大家一定會對保險有一個新的認識。
一、案例詳情
2018年年初的時候,6歲的男孩辰辰毫無征兆的嘔...
時間:2026-04-09 12:56:30
現xian在zai的de重zhong疾ji市shi場chang上shang,大da部bu分fen產chan品pin的de保bao障zhang內nei容rong幾ji乎hu一yi模mo一yi樣yang,就jiu是shi簡jian單dan的de重zhong疾ji保bao障zhang,但dan是shi這zhe樣yang的de產chan品pin競jing爭zheng力li不bu高gao,於yu是shi越yue來lai越yue多duo的de保bao險xian產chan品pin增zeng加jia了le新xin的de功gong能neng。比bi如ru輕qing症zheng保bao障zhang、輕症豁免以及今天多保魚小編給大家介紹這個男女性特定...
時間:2026-04-09 12:56:30
最近有讀者朋友來私信小編說“最(zui)近(jin)在(zai)考(kao)慮(lv)購(gou)買(mai)一(yi)份(fen)重(zhong)疾(ji)險(xian),但(dan)是(shi)由(you)於(yu)之(zhi)前(qian)公(gong)司(si)給(gei)我(wo)自(zi)己(ji)參(can)保(bao)了(le)一(yi)份(fen)大(da)病(bing)保(bao)險(xian),所(suo)以(yi)想(xiang)問(wen)一(yi)下(xia),這(zhe)個(ge)大(da)病(bing)保(bao)險(xian)有(you)什(shen)麼(me)用(yong)處(chu),會(hui)不(bu)會(hui)和(he)重(zhong)疾(ji)險(xian)發(fa)生(sheng)衝(chong)突(tu),有(you)哪(na)些(xie)區(qu)別(bie)呢(ne)”,今天多保魚小編就給大家來...
時間:2026-04-09 12:56:30
shuodaozhongjixian,jiechuguodepengyouyinggaidouzhidao,zheshiyikuanzhuanmenbaozhangzhongdajibingfengxiandechanpin。shuodaobaozhangdabingfengxian,henduorenjiuxiangdaoleshehuibaozhangtixizhongdedabingbaoxian(畢竟名字帶有大病),很多人發來詢問,說這兩個保險產品到底有什麼區別?買...
時間:2026-04-09 12:56:30
現xian在zai隨sui著zhe疾ji病bing風feng險xian越yue來lai越yue嚴yan重zhong,很hen多duo人ren意yi識shi到dao了le保bao險xian的de作zuo用yong,開kai始shi主zhu動dong給gei自zi己ji和he家jia人ren購gou買mai保bao險xian產chan品pin。但dan是shi保bao險xian這zhe個ge行xing業ye不bu是shi簡jian簡jian單dan單dan看kan幾ji篇pian文wen章zhang就jiu能neng清qing楚chu認ren識shi的de,需xu要yao注zhu意yi很hen多duo方fang麵mian,下xia麵mian就jiu跟gen多duo保bao魚yu小xiao編bian一yi起qi來lai了le解jie一yi下xia。
1....
時間:2026-04-09 12:56:30
shebaozhongdeyibaodebaoxiaofanweishiyouxiande,yidanhuanshangzhongjizhuyuan,ruguodanchunkaoshebaoshiyuanyuanbugoude,suoyihenduorenjiuxiangdaolemaishangyeyiliaoxian。danshiduobaoyuxiaobianxiangxinhenduopengyouduiyuruhegoumaishangyeyiliaoxianshibingbulejiede,suoyijintianduobaoyuxiaobianjiugeidajialai...
時間:2026-04-09 12:56:30
大da家jia在zai購gou買mai重zhong疾ji險xian的de時shi候hou,應ying該gai都dou會hui發fa現xian帶dai身shen故gu保bao障zhang的de產chan品pin和he不bu帶dai身shen故gu保bao障zhang的de產chan品pin之zhi間jian的de保bao費fei差cha距ju還hai是shi比bi較jiao明ming顯xian的de,有you附fu加jia的de會hui比bi沒mei附fu加jia的de貴gui很hen多duo。那na麼me就jiu有you人ren問wen了le,既ji然ran差cha那na麼me多duo,那na麼me在zai我wo們men在zai購gou買mai時shi該gai不bu該gai附fu加jia呢ne?今jin天tian就jiu跟gen...
時間:2026-04-09 12:56:30
現(xian)在(zai)很(hen)多(duo)老(lao)年(nian)人(ren)由(you)於(yu)年(nian)輕(qing)的(de)時(shi)候(hou)太(tai)過(guo)勞(lao)累(lei),在(zai)冬(dong)天(tian)也(ye)出(chu)去(qu)幹(gan)活(huo),上(shang)了(le)年(nian)紀(ji)後(hou)就(jiu)患(huan)上(shang)了(le)風(feng)濕(shi)。風(feng)濕(shi)算(suan)是(shi)一(yi)個(ge)比(bi)較(jiao)常(chang)見(jian)的(de)疾(ji)病(bing)了(le),具(ju)體(ti)症(zheng)狀(zhuang)也(ye)並(bing)不(bu)致(zhi)命(ming),隻(zhi)是(shi)在(zai)天(tian)冷(leng)下(xia)雨(yu)的(de)時(shi)候(hou)會(hui)腿(tui)疼(teng),那(na)麼(me)就(jiu)有(you)一(yi)個(ge)問(wen)題(ti)了(le),患(huan)上(shang)風(feng)濕(shi)病(bing)到(dao)底(di)能(neng)不(bu)能(neng)買(mai)...
時間:2026-04-09 12:56:30
全quan國guo人ren口kou的de流liu動dong性xing很hen大da,不bu少shao朋peng友you都dou不bu是shi在zai戶hu籍ji地di居ju住zhu和he工gong作zuo的de。這zhe個ge時shi候hou如ru果guo要yao買mai保bao險xian,就jiu需xu要yao異yi地di投tou保bao,總zong的de來lai說shuo會hui稍shao顯xian麻ma煩fan一yi點dian。那na麼me問wen題ti來lai了le,異yi地di投tou保bao注zhu意yi事shi項xiang有you哪na些xie呢ne?今jin天tian多duo保bao魚yu就jiu為wei大da家jia簡jian單dan介jie紹shao下xia。
一、異地...
時間:2026-04-09 12:56:30
dajiadouzhidao,ruguomaibaoxiandeshihouduibaoxianbulejie,henrongyimaidaobushihezijidebaoxianchanpin。namewentilaile,maibaoxianxuyaolejieshenme?zhuyishixiangshishenmene?xiamianduobaoyuxiaobianjiujiandanshuoyixia
買保險的時候,需要了解以下三點,這三點也是大家...
時間:2026-04-09 12:56:30
平安重大疾病保險的種類有很多,根據給付形式、給付條件的不同,劃分出來的保險類型也不同。那麼,平安重大疾病保險的種類有哪些?下麵多保魚小編就給大家簡單介紹下。
1、獨立主險型:這種重疾類保險包含了死亡與...
時間:2026-04-09 12:56:30
多保魚


