想問一下保單失效後，多久能進行複效申請
？

保(bao)險(xian)單(dan)的(de)恢(hui)複(fu)是(shi)保(bao)單(dan)中(zhong)常(chang)見(jian)的(de)這(zhe)一(yi)種(zhong)現(xian)象(xiang)，所(suo)謂(wei)的(de)保(bao)單(dan)複(fu)效(xiao)指(zhi)的(de)是(shi)什(shen)麼(me)呢(ne)，它(ta)是(shi)指(zhi)保(bao)險(xian)合(he)同(tong)解(jie)除(chu)後(hou)兩(liang)年(nian)內(nei)
，投(tou)保(bao)人(ren)與(yu)保(bao)險(xian)公(gong)司(si)協(xie)商(shang)並(bing)達(da)成(cheng)恢(hui)複(fu)保(bao)險(xian)合(he)同(tong)的(de)協(xie)議(yi)；投保人在兩年內未向保險公司申請恢複保險合同的，保險單的效力由保險人承擔。

suoweidebaodanfuxiao，jiushizaibaoxianhetongzhongzhiliangnianqixiannei，toubaorenyubaoxiangongsiduihuifubaoxianhetongjinxingxieshangbingqiedachengyizhixieyi，rangbaodanjixushengxiao。xuyaozhuyideshizhiyouchangqifenqijiaofeidebaoxianchanpincaikeyijinxingfuxiao，ruguogoumaishicaiyongdeshidunjiao，youhuozheshuogoumaideshiduanqibaoxianchanpin，nameyibanshimeiyoufuxiaode，zhiyoutuibaochuli。

當然在保險失效的時候，消費者可以在寬限期60天內直接補齊所欠的費用
，如果發現的比較晚，那麼在2年內申請都是可以的。

baodanfuxiaoqishihenjiandan，jiushizaixiaofeizhewangjijiaofeihou
，shixiaohou，jinxingshenqingzhongxinyouxiaodeyigeliucheng

，dangranruguoxiaofeizhebuxiangyaodehua
，yekeyizhijietuibao。dangranchanpinfuxiaoshiyoutiaojiande


，shouxiandiyidianjiushizaishixiaohoudeliangnianneiqushenqing，fouzejiuhuiwuxiao
，qicijiushiyaobujiaozhiqiansuoyouqianxiadezhiyuejin。